7604 S Union Rd, Union, IL 60180 Property Records

McHenry County property record for 7604 S Union Rd, Union, IL 60180

Property Summary

Property Type	Rural Home
Details	2 ba · 1,894 sqft · built 1910
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Nov 2023 Mortgage Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-09-300-010`

Property Details

APN / Parcel Number

Primary APN	`17-09-300-010`
Alternative APN	`1709300005`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,894 sqft Living Area
Basement Area	685 sqft

Exterior

Year Built	Built 1910
Exterior Material	Concrete
Construction Type	Frame
Foundation Type	Raised
Lot Area	217,800 sqft (5 acres)
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	1709300005
Street Address	7604 S UNION RD
City	UNION
State	IL
Zip	60180-9635
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DOC 2019R0040172 W 330.10FT N1/2 NW1/4 SW1/4
Legal Range	06E
Legal Township	43N
Legal Section	09
Legal Subdivision	FARM LAND WITH BUILDINGS
Legal Block	300
Jurisdiction	MCHENRY IL
Township / Civil Division	CORAL
Census Block Group	1
Census Block	1037
Census Tract	871502

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7604 S UNION RD, UNION, IL 60180-9635
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Nov 22, 2019	Deed, Transfer · FHA Mortgage QUICKEN LOANS INC
Jul 26, 2018	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 22, 2019
Transfer Doc	0000040172
Record Updated	Jun 7, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	7604 S UNION RD, UNION, IL 60180-9635
Transaction Type	Mortgage
Record Updated	Dec 12, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7604 S UNION RD, UNION, IL 60180-9635

Mortgage

Document Number	0000030056
Date	Nov 29, 2023
Instrument	2023R0030056

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	327 Months
Due	Feb 1, 2051

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Nov 22, 2019
Property Address	7604 S UNION RD, UNION, IL 60180-9635
Document Number	0000040172
Instrument Date	Nov 18, 2019
Instrument	2019R0040172
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	NLT TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7604 S UNION RD, UNION, IL 60180-9635

Mortgage

Document Number	0000040173
Date	Nov 22, 2019
Instrument	2019R0040173

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.62%

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Jul 26, 2018
Property Address	7604 S UNION RD, UNION, IL 60180-9635
Document Number	0000025239
Instrument Date	Jul 23, 2018
Instrument	25239
Transaction Type	Transfer
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	17815 E CORAL RD UNION IL 601809505, UNION, IL 60180-9505

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Coral Township
Elementary School District	Marengo-Union Elementary Consolidated District 165 (PK - 08)
Secondary School District	Marengo Community High School District 154 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$48,860 Land $8,766 Building $40,094	$146,580 Land $26,298 Building $120,282

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Fox Valley Internet Fixed Wireless	50 / 10

May also be available: AT&T, E-vergent, Rise Broadband.

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