Wake County property record for 7604 Pegram St, Willow Spring, NC 27592
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,968 sqft · built 2004 |
| Lot Size | 0.669 acres (29,185 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $290,000 (Oct 2018) |
| Tax Bill | $2,050 (2023) |
| Deeds & Mortgages | May 2022 Line of Credit Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0685.01-37-3145 0319088 |
| Primary APN | 0685.01-37-3145 0319088 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,968 sqft Heated Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 29,185 sqft (0.669 acres) |
| Garage Area | 462 sqft |
| Pool Area | 608 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 90 sqft |
| Deck Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0319088 |
|---|---|
| Street Address | 7604 PEGRAM ST |
| City | WILLOW SPRING |
| State | NC |
| Zip | 27592-7591 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-30 |
| Legal Description | LO26 WESTMOOR SUB PH1 & 175 BM2004-00174 |
| Legal Township | 12 |
| Legal Subdivision | WESTMOOR SUB |
| Legal Phase | 1 |
| Legal Lot Number | 26 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | MIDDLE CREEK |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 53115 |
Source: Wake County records, as of April 18, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7604 PEGRAM ST, WILLOW SPRING, NC 27592-7591 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 23, 2022 | Deed of Trust, Mortgage · Line of Credit COASTAL FCU |
| Aug 27, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 22, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 26, 2018 | Warranty Deed, Transfer · FHA Mortgage CONTOUR MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 26, 2018 · Amount on Record |
| Deed Sale | Oct 26, 2018 · Amount on Record |
| Prior Sale | Dec 18, 2006 · Amount on Record |
| Deed Document Number | 0172762161 |
| Deed Book / Page | 17276 / 2161 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 7604 PEGRAM ST, WILLOW SPRING, NC 27592-7591 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0019034/17 |
|---|---|
| Date | May 23, 2022 |
| Book Page | 19034/17 |
| Name | COASTAL FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27609 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 22, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 7604 PEGRAM ST, WILLOW SPRING, NC 27592-7591 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 018667/828 |
|---|---|
| Date | Aug 27, 2021 |
| Book Page | 18667/828 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 329 Months |
| Due | Jan 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 7604 PEGRAM ST, WILLOW SPRING, NC 27592-7591 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 17978/1622 |
|---|---|
| Date | Jul 22, 2020 |
| Book Page | 17978/1622 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | Dec 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Oct 26, 2018 |
| Property Address | 7604 PEGRAM ST, WILLOW SPRING, NC 27592-7591 |
| Document Number | 172762161 |
| Book / Page | 017276 / 002161 |
| Instrument Date | Oct 26, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $580.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 7604 PEGRAM ST WILLOW SPRING NC 275927591, WILLOW SPRING, NC 27592-7591 |
| Document Number | 172762163 |
|---|---|
| Date | Oct 26, 2018 |
| Book Page | 017276/002163 |
| Name | CONTOUR MTG |
|---|---|
| Type | Mortgage Company |
| Address | GARDEN CITY, NY 11530 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 25, 2048 |
Source: Wake County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wake County |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,050.00 | $260,458 Land $35,000 Building $225,458 | $260,458 Land $35,000 Building $225,458 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENNEBEC FARMS S/D private · serves 422 people · EPA ID NC4092064 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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