7604 Nancy Dr, Norfolk, VA 23518 Property Records

Norfolk City property record for 7604 Nancy Dr, Norfolk, VA 23518

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,976 sqft · built 1970
Lot Size	0.418 acres (18,204 sqft)
Owner	2 Individual Names on Record
Last Sale	$520,000 (Jan 2018)
Tax Bill	$6,705 (2026)
Deeds & Mortgages	Nov 2018 Second Mortgage Jan 2018 Sale & Mortgage
APN	`26381000`

Property Details

APN / Parcel Number

Primary APN	`26381000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,976 sqft Living Area
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Type	Mansard
Roof Material	Urethane Foam
Lot Area	18,204 sqft (0.418 acres)
Garage Type	Detached
Garage Area	581 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	39 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7604 NANCY DR
City	NORFOLK
State	VA
Zip	23518-4636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	16 HERITAGE POINT
Legal Subdivision	HERITAGE POINT SD
Jurisdiction	NORFOLK CITY VA
Township / Civil Division	NORFOLK
Census Block Group	2
Census Block	2006
Census Tract	6605

Owner

Source: Norfolk City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7604 NANCY DR, NORFOLK, VA 23518-4636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION
Jan 3, 2018	Warranty Deed, Transfer · Conventional Mortgage DRAGAS MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2018 · Amount on Record
Deed Sale	Jan 3, 2018 · Amount on Record
Deed Document Number	201846
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	7604 NANCY DR, NORFOLK, VA 23518-4636
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180023475
Date	Nov 20, 2018
Instrument	180023475

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 1, 2028

Interest

Rate Type	Fixed Rate

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Jan 3, 2018
Property Address	7604 NANCY DR, NORFOLK, VA 23518-4636
Document Number	180000046
Instrument Date	Dec 20, 2017
Instrument	180000046
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	BRIDGETRUST TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7604 NANCY DR, NORFOLK, VA 23518-4636

Mortgage

Document Number	180000047
Date	Jan 3, 2018
Instrument	180000047

Lender

Name	DRAGAS MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Norfolk City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Norfolk City
Unified School District	Norfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,705.00 (+1.64%)	$536,400 (-) Land $138,800 Building $397,600	$536,400 (-) Land $138,800 Building $397,600
2025	$6,597.00 (+5.59%)	$536,400 (+7.3%) Land $138,800 Building $397,600	$536,400 (+7.3%) Land $138,800 Building $397,600
2023	$6,248.00	$499,900 Land $138,800 Building $361,100	$499,900 Land $138,800 Building $361,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	9 (1998–2018)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Aug 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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