7604 N River Xing, China Spring, TX 76633 Property Records

McLennan County property record for 7604 N River Xing, China Spring, TX 76633

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,871 sqft · built 1969
Lot Size	2.56 acres (111,731 sqft)
Owner	2 Individual Names on Record
Last Sale	$677,500 (Nov 2020)
Tax Bill	$11,545 (2025)
Deeds & Mortgages	May 2021 Mortgage Jul 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-018505-002900-2`

Property Details

APN / Parcel Number

Primary APN	`18-018505-002900-2`
Alternative APNs	`1801850500290020111` `109283`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	3,871 sqft Living Area
Gross Area	4,531 sqft
1st Floor Area	3,871 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1987
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Metal
Lot Area	111,731 sqft
Lot Dimensions	364 ft deep x 316 ft wide
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	550 sqft
Porch	Open Porch
Porch Area	323 sqft
Patio Area	1,550 sqft
Utility Building	1,280 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7604 N RIVER XING
City	CHINA SPRING
State	TX
Zip	76633-3047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	FORRESTER JOHN ACRES 2.565
Legal Subdivision	FORRESTER JOHN
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2033
Census Tract	4105

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7604 N RIVER XING, CHINA SPRING, TX 76633-3047
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK
Jul 18, 2018	Deed of Trust, Mortgage · Line of Credit SECURITY SERVICE FCU
Nov 20, 2020	Vendor's Lien, Transfer · ARM INDEPENDENT BANK
Jul 25, 2018	Loan Modification, Mortgage SECURITY SVC FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2020 · Amount on Record
Deed Sale	Nov 20, 2020 · Amount on Record
Deed Document Number	202041759
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	7604 N RIVER XING, CHINA SPRING, TX 76633-3047
Transaction Type	Mortgage
Record Updated	Jun 18, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020281
Date	May 25, 2021
Instrument	2021020281

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	MCKINNEY, TX 75069

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	7604 N RIVER XING, CHINA SPRING, TX 76633-3047
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024885
Date	Jul 18, 2018
Instrument	2018024885

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Aug 1, 2058

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Nov 20, 2020
Property Address	7604 N RIVER XING, CHINA SPRING, TX 76633-3047
Document Number	0000041759
Map Reference	VOL 512 PG 625
Instrument Date	Nov 13, 2020
Instrument	2020041759
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	AGT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4570 AMESBURY DR # 6105, 4570, DALLAS, TX 75206-4802

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7604 N RIVER CROSSING, 79663

Mortgage

Document Number	0000041760
Date	Nov 20, 2020
Instrument	2020041760

Lender

Name	INDEPENDENT BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Index	Other

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	7604 N RIVER XING, CHINA SPRING, TX 76633-3047
Document Number	0000030840
Instrument Date	Jul 25, 2018
Transaction Type	Mortgage
Record Updated	Sep 27, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0000030840
Date	Aug 30, 2018
Instrument	30840

Lender

Name	SECURITY SVC FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	China Spring Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$621,608 (-2.53%) Land $49,926 Building $571,682	$621,608 (-2.53%) Land $49,926 Building $571,682
2025	$11,545.00 (-5.28%) Homeowner's exemption	$637,730 (+6.61%) Land $41,550 Building $596,180	$637,730 (+6.61%) Land $41,550 Building $596,180
2024	$12,189.00 (+7.92%)
2023		$598,210 Land $41,550 Building $556,660	$598,210 Land $41,550 Building $556,660
2022	$11,295.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 63% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Astound Broadband, Nextlink.

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