7604 N Howard St, Spokane, WA 99208 Property Records

Spokane County property record for 7604 N Howard St, Spokane, WA 99208

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,676 sqft · built 1955
Lot Size0.287 acres (12,500 sqft)
Owner2 Individual Names on Record
Last Sale$341,000 (Jun 2019)
Tax Bill$4,748 (2026)
Deeds & MortgagesJun 2021 Mortgage
Jun 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN36301.0411

Property Details

APN / Parcel Number

Primary APN36301.0411

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,676 sqft Living Area
Gross Area3,204 sqft
1st Floor Area1,492 sqft
Basement Area1,184 sqft
Finished Basement1,184 sqft
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 2018
Architectural StyleRanch
Exterior MaterialShingles
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,500 sqft (0.287 acres)
Lot Dimensions125 ft deep x 100 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
Deck Area161 sqft
Patio Area161 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address7604 N HOWARD ST
CitySPOKANE
StateWA
Zip99208-6125
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal DescriptionBERN THERA TER AM PL L11 B4
Legal Range43E
Legal Township26N
Legal Section30
Legal SubdivisionBERN THERA TER AM
Legal Block4
Legal Lot Number11
JurisdictionSPOKANE WA
Township / Civil DivisionSPOKANE
Census Block Group1
Census Block1032
Census Tract10901

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address14502 N NEVADA ST, SPOKANE, WA 99208-9556
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Jun 21, 2019Warranty Deed, Transfer · Conventional Mortgage
WILLAMETTE VALLEY BANK
Oct 12, 2017Warranty Deed, Transfer · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 21, 2019 · Amount on Record
Deed SaleJun 21, 2019 · Amount on Record
Prior SaleOct 12, 2017 · Amount on Record
Deed Document Number20196815674
Prior Transfer DateFeb 15, 2012
Prior Transfer Doc0006070359
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address7604 N HOWARD ST, SPOKANE, WA 99208-6125
Transaction TypeMortgage
Record UpdatedNov 1, 2023
Title CompanyORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007084261
DateJun 7, 2021
Instrument7084261
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueApr 1, 2051

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateJun 21, 2019
Property Address7604 N HOWARD ST, SPOKANE, WA 99208-6125
Document Number0006815674
Map ReferenceVOL 3 PG 78
Instrument DateJun 12, 2019
Instrument6815674
Transaction TypeTransfer
Record UpdatedSep 15, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,074.80
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14502 N NEVADA ST, SPOKANE, WA 99208-9556

Mortgage

Document Number0006815675
DateJun 21, 2019
Instrument6815675
Lender
NameWILLAMETTE VALLEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateOct 12, 2017
Property Address7604 N HOWARD ST, SPOKANE, WA 99208-6125
Document Number0006648409
Instrument DateOct 11, 2017
Instrument6648409
Transaction TypeTransfer
Record UpdatedOct 18, 2017
Title CompanyVISTA TITLE AND ESCROW INC, VISTA TITLE & ESCROW INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,348.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7604 N HOWARD ST SPOKANE WA 992086125, SPOKANE, WA 99208-6125

Mortgage

Document Number6648410
DateOct 12, 2017
Instrument6648410
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 11, 2047

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
Unified School DistrictMead School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,748.00 (-3.28%)$449,600 (-4.26%) Land $100,000 Building $349,600$449,600 (-4.26%) Land $100,000 Building $349,600
2025$4,909.00 (+12.36%)
2024$469,600 (+28.1%) Land $62,000 Building $407,600$469,600 (+28.1%) Land $62,000 Building $407,600
2023$4,369.00 (+3.92%)$366,600 Land $38,000 Building $328,600$366,600 Land $38,000 Building $328,600
2022$4,204.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimFeb 2017 · Severe Winter Storms, Flooding, Landslides, Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPO CO WATER DIST 3 SYS 3
serves 3,768 people · EPA ID WA5393353
Water SourceGroundwater
Last State InspectionNov 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
TDS Telecom
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
Wind Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on N Howard St

Nearby Streets

Search Property Records by Address or Parcel Number