7604 McKaig Rd, Frederick, MD 21701 Property Records

Frederick County property record for 7604 McKaig Rd, Frederick, MD 21701 · Last verified September 2023

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bathrooms	5 Baths
Year Built	Built 2023
Square Footage	6,146 sqft Total Area
Lot Size	498,762 sqft (11.4 acres)
Garage	Mixed, 1,450 sqft
Occupancy	Owner Occupied
Last Sale	$295,000 (2019)
Tax Bill	$14,843.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`13-308071`
Alternative APN	`308071`

Interior

Full Baths	5 Baths
Partial Baths	1 Partial Baths
Building Area	6,146 sqft Total Area
Basement Area	1,824 sqft Basement
Finished Basement	1,824 sqft Finished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2023
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	498,762 sqft (11.4 acres)
Parking Spaces	5 Parking Spaces
Garage Type	Mixed Garage
Garage Area	1,450 sqft Garage
Pool Area	684 sqft Pool
Porch	Open Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating

Location & Zoning

Account Number	308071
Street Address	7604 MCKAIG RD
City	FREDERICK
State	MD
Zip	21701-3318
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	LOT 2 11.45 ACRES MCKAIG CREST
Legal Subdivision	MCKAIG CREST
Legal Lot Number	2 11
Jurisdiction	FREDERICK MD
Minor Civil Division	13, MOUNT PLEASANT
Census Blockgroup	1
Census Block	1017
Census Tract	751701

Owner

Source: Frederick County records · APN 13-308071

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7604 MCKAIG RD, FREDERICK, MD 21701-3318
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 29, 2019 · Amount on Record
Deed Sale	May 29, 2019 · Amount on Record
Deed Doc Number	0012992249
Deed Book / Page	12992 / 249
Record Refreshed	Jun 07, 2026

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	May 29, 2019
Property Address	7604 MCKAIG RD, FREDERICK, MD 21701-3318
Document Number	0129920249
Book / Page	012992 / 000249
Instrument Date	May 21, 2019
Transaction Type	Transfer
Record Updated	Jun 07, 2019
Title Company	LAWYERS SIGNATURE SETTLEMENTS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$295.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 E FREDERICK ST WALKERSVILLE MD 217938209, WALKERSVILLE, MD 21793-8209

Mortgage

Document Number	129920255
Date	May 29, 2019
Book Page	012992/000255

Lender

Name	TACEY L & TERRENCE W MCPHERSON
Address	7600 MCKAIG RD, FREDERICK, MD 21701-3318
Special Notes	Lender is also the Seller

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	60 Months
Due	May 28, 2024

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$14,843.00	$1,258,967	$1,599,700 Land $158,700 Building $1,441,000

Flood & Wildfire

7604 McKaig Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 41st in Maryland
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.