7604 Circle Dr, Indian Trail, NC 28079 Property Records

Union County property record for 7604 Circle Dr, Indian Trail, NC 28079

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,440 sqft · built 1960
Lot Size	0.81 acres (35,284 sqft)
Owner	Individual Name on File
Last Sale	$117,474 (Apr 2012)
Tax Bill	$1,180 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Feb 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`07-060-026`

Property Details

APN / Parcel Number

Primary APN	`07-060-026`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	35,284 sqft (0.81 acres)
Garage Type	Carport
Carport	Carport
Porch	Porch
Porch Area	144 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7604 CIRCLE DR
City	INDIAN TRAIL
State	NC
Zip	28079-8609
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA-40 UNIO
Legal Description	#2 SUTTON PB4 PG209 + ACREAGE
Legal Subdivision	CIRCLE DRIVE
Legal Lot Number	2
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	1
Census Block	1026
Census Tract	20305

Owner

7604 Circle Dr, a rural home, is owned and occupied by an individual who bought it in April 2012.

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7604 CIRCLE DR, INDIAN TRAIL, NC 28079-8609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage DENNIS & JOAN LITTLE
Feb 23, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2012 · Amount on File
Deed Sale	Apr 5, 2012 · Amount on File
Prior Sale	Jan 30, 2008 · Amount on File
Deed Document Number	201210104
Deed Book / Page	5714 / 133
Prior Transfer Date	Mar 13, 2012
Prior Transfer Doc	5714133
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	7604 CIRCLE DR, INDIAN TRAIL, NC 28079-8609
Document Number	749246
Instrument Date	Oct 17, 2019
Transaction Type	Mortgage
Record Updated	Nov 7, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7604 CIRCLE DR INDIAN TRAIL NC 280798609, INDIAN TRAIL, NC 28079-8609

Mortgage

Document Number	749246
Date	Oct 17, 2019
Book Page	007492/000046
Instrument	31946

Lender

Name	DENNIS & JOAN LITTLE
Address	2909 OAKDALE DR, MONROE, NC 28110-8711

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Feb 23, 2017
Property Address	7604 CIRCLE DR, INDIAN TRAIL, NC 28079-8609
Document Number	688130
Book / Page	006881 / 000030
Instrument Date	Feb 16, 2017
Instrument	4969
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2909 OAKDALE DR MONROE NC 281108711, MONROE, NC 28110-8711

Tax Assessment & Valuation

The 2025 property tax bill for 7604 Circle Dr was $1,180.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Hemby Bridge Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$247,500 (-) Land $56,700 Building $190,800	$247,500 (-) Land $56,700 Building $190,800
2025	$1,180.00	$247,500 Land $56,700 Building $190,800	$247,500 Land $56,700 Building $190,800
2023	$990.00	$156,700 Land $28,400 Building $128,300	$156,700 Land $28,400 Building $128,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7604 Circle Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Aug 2003 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7604 Circle Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Fiber.

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