7601 N Smith St, Spokane, WA 99217 Property Records

Spokane County property record for 7601 N Smith St, Spokane, WA 99217

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,278 sqft · built 1944
Lot Size1.35 acres (58,806 sqft)
Owner2 Individual Names on File
Last Sale$162,000 (Aug 2018)
Tax Bill$3,274 (2026)
Deeds & MortgagesNov 2025 Transfer
Nov 2025 Line of Credit
+ 5 more
Flood ZoneZone X (minimal risk)
APN36281.0210

Property Details

APN / Parcel Number

Primary APN36281.0210

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,278 sqft Living Area
Gross Area1,604 sqft
1st Floor Area1,028 sqft
Basement Area576 sqft
Finished Basement250 sqft
Unfinished Basement326 sqft

Exterior

Year BuiltBuilt 1944
Effective Year BuiltEffective 1944
Architectural StyleRanch
Exterior MaterialWood
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area58,806 sqft
Lot Dimensions423 ft deep x 140 ft wide
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Patio Area80 sqft
Shed1 Shed
Shed Area72 sqft
Canopy80 sqft
Lean-To84 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address7601 N SMITH ST
CitySPOKANE
StateWA
Zip99217-7732
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR-P
Legal DescriptionMORGAN AC PK S40FT L11; ALL L12 B14
Legal Range43E
Legal Township26N
Legal Section28
Legal SubdivisionMORGAN AC PK
Legal Block14
Legal Lot Number11,12
JurisdictionSPOKANE WA
Township / Civil DivisionSPOKANE
Census Block Group1
Census Block1005
Census Tract11203

Owner

7601 N Smith St is owned and occupied by two individuals who acquired it in November 2025.

Source: Spokane County records, as of September 16, 2026

Owner of Record2 Individual Names on File
Mailing Address7601 N SMITH ST, SPOKANE, WA 99217-7732
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 26, 2025Intrafamily Transfer, Transfer
Nov 4, 2025Deed of Trust, Mortgage · Line of Credit
US BANK NA
Jul 19, 2021Deed of Trust, Mortgage · Line of Credit
US BANK NA
Jun 28, 2022Deed of Trust, Mortgage · Line of Credit
US BANK NA
Oct 3, 2019Deed of Trust, Mortgage · Line of Credit
US BANK NA
Aug 21, 2018Warranty Deed, Transfer
Aug 21, 2018Intrafamily Transfer, Transfer · Conventional Mortgage
WILLIAMETTE VALLEY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 21, 2018 · Amount on File
Deed SaleAug 21, 2018 · Amount on File
Prior SaleApr 4, 1995
Deed Document Number20186735990
Last Transfer DateNov 24, 2025
Transfer Doc0007455857
Record UpdatedOct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSPOKANE WA
Recording DateNov 26, 2025
Property Address7601 N SMITH ST, SPOKANE, WA 99217-7732
Document Number0007455857
Map ReferenceVOL J PG 16
Instrument DateNov 24, 2025
Instrument7455857
Transaction TypeTransfer
Record UpdatedDec 9, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address7601 N SMITH ST, SPOKANE, WA 99217-7732
Transaction TypeMortgage
Record UpdatedNov 14, 2025
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address7601 N SMITH ST, SPOKANE, WA 99217-7732

Mortgage

Document Number0007451069
DateNov 4, 2025
Instrument7451069
Lender
NameUS BANK NA
TypeBank
AddressHOPKINS, MN 55343
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueOct 20, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address7601 N SMITH ST, SPOKANE, WA 99217-7732
Transaction TypeMortgage
Record UpdatedNov 1, 2023
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007102344
DateJul 19, 2021
Instrument7102344
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJul 1, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address7601 N SMITH ST, SPOKANE, WA 99217-7732
Transaction TypeMortgage
Record UpdatedNov 1, 2023
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address7601 N SMITH ST, SPOKANE, WA 99217-7732

Mortgage

Document Number0007218927
DateJun 28, 2022
Instrument7218927
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJun 15, 2052

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address7601 N SMITH ST, SPOKANE, WA 99217-7732
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOLIDIFI US INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006849401
DateOct 3, 2019
Instrument6849401
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term356 Months
DueJun 20, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateAug 21, 2018
Property Address7601 N SMITH ST, SPOKANE, WA 99217-7732
Document Number0006735990
Map ReferenceVOL J PG16
Instrument DateAug 20, 2018
Instrument6735990
Transaction TypeTransfer
Record UpdatedSep 16, 2021

Transaction

AmountAmount on Record
Tax$2,888.60
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address00000

August 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSPOKANE WA
Recording DateAug 21, 2018
Property Address7601 N SMITH ST, SPOKANE, WA 99217-7732
Document Number0006736010
Map ReferenceVOL J PG16
Instrument DateJul 20, 2018
Instrument6736010
Transaction TypeTransfer
Record UpdatedSep 16, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address7601 N SMITH ST, SPOKANE, WA 99217-7732

Mortgage

Document Number0006735991
DateAug 21, 2018
Instrument6735991
Lender
NameWILLIAMETTE VALLEY BANK
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 7601 N Smith St was $3,274, up 19.1% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
Unified School DistrictSpokane Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,274.00 (+19.14%)$304,400 (+14.91%) Land $137,500 Building $166,900$304,400 (+14.91%) Land $137,500 Building $166,900
2025$2,748.00 (-0.54%)$264,900 (+3.92%) Land $80,000 Building $184,900$264,900 (+3.92%) Land $80,000 Building $184,900
2024$2,763.00 (+3.21%)$254,900 (+18.34%) Land $70,000 Building $184,900$254,900 (+18.34%) Land $70,000 Building $184,900
2023$2,677.00 (-3.36%)$215,400 Land $70,000 Building $145,400$215,400 Land $70,000 Building $145,400
2022$2,770.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7601 N Smith St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7601 N Smith St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNorth Spokane Irrigation District 8
serves 2,214 people · EPA ID WA5361300
Water SourceGroundwater
Last State InspectionSep 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
3,000 / 3,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Wired or Wireless
Fixed Wireless · not low latency
200 / 40
Wind Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20
Intermax Networks
Fixed Wireless
100 / 20

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