7601 E Orchard Bluff Rd, Chattaroy, WA 99003 Property Records

Spokane County property record for 7601 E Orchard Bluff Rd, Chattaroy, WA 99003

Property Summary

Property Type	General Agricultural/Rural
Details	3 bd · 2 ba · 1,464 sqft · built 1956
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$284,900 (Jul 2016)
Tax Bill	$2,438 (2026)
Deeds & Mortgages	Jul 2023 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48313.9026`

Property Details

APN / Parcel Number

Primary APN	`48313.9026`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,464 sqft Gross Area
1st Floor Area	1,404 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	435,600 sqft
Garage Type	Detached
Garage Area	1,920 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	60 sqft
Deck Area	128 sqft
Patio Area	475 sqft
Shed	1 Shed
Shed Area	256 sqft
Pole Barn	1,800 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump

Location & Zoning

Street Address	7601 E ORCHARD BLUFF RD
City	CHATTAROY
State	WA
Zip	99003-5222
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	RT
Legal Description	31-28-44; W 684.75FT OF S 666.14FT OF GOV LT4 IN SW 1/4; EXC ROADS
Legal Range	44
Legal Township	28
Legal Section	31
Legal Lot Number	4
Jurisdiction	SPOKANE WA
Township / Civil Division	COLBERT
Census Block Group	1
Census Block	1049
Census Tract	10201

Owner

7601 E Orchard Bluff Rd, an agricultural property, is owned by two individuals who bought it in July 2016.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1623 S COCHRAN ST, SPOKANE, WA 99224-5343
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Deed of Trust, Mortgage · Line of Credit NUMERICA CU
Apr 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Feb 23, 2019	Deed of Trust, Mortgage · Line of Credit NUMERICA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2016 · Amount on File
Deed Sale	Jul 11, 2016 · Amount on File
Prior Sale	Aug 19, 2009 · Amount on File
Deed Document Number	20166513922
Prior Transfer Date	May 21, 2008
Prior Transfer Doc	0005677918
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	7601 E ORCHARD BLUFF RD, CHATTAROY, WA 99003-5222
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7601 E ORCHARD BLUFF RD, CHATTAROY, WA 99003-5222

Mortgage

Document Number	0007294168
Date	Jul 5, 2023
Instrument	7294168

Lender

Name	NUMERICA CU
Type	Credit Union
Address	VERADALE, WA 99037

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jun 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	7601 E ORCHARD BLUFF RD, CHATTAROY, WA 99003-5222
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007061878
Date	Apr 15, 2021
Instrument	7061878

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	7601 E ORCHARD BLUFF RD, CHATTAROY, WA 99003-5222
Document Number	0006784855
Instrument Date	Feb 23, 2019
Transaction Type	Mortgage
Record Updated	Mar 20, 2019
Title Company	SPOKANE COUNTY TITLE COMPANY, SPOKANE COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7601 E ORCHARD BLUFF RD CHATTAROY WA 990039521, CHATTAROY, WA 99003-9521

Mortgage

Document Number	0006784855
Date	Feb 28, 2019
Instrument	6784855

Lender

Name	NUMERICA CU
Type	Credit Union
Address	SPOKANE VALLEY, WA 99037

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 27, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 7601 E Orchard Bluff Rd was $2,438, up 6.5% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,438.00 (+6.46%)	$454,200 Land $128,500 Building $325,700	$454,200 Land $128,500 Building $325,700
2025	$2,290.00
2024		$405,200 (+26.9%) Land $187,000 Building $218,200	$405,200 (+26.9%) Land $187,000 Building $218,200
2023	$1,742.00 (-15.8%)	$319,300 Land $102,300 Building $217,000	$319,300 Land $102,300 Building $217,000
2022	$2,069.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7601 E Orchard Bluff Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7601 E Orchard Bluff Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 72% of Washington
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
KnightCom Fixed Wireless	370 / 211
Wired or Wireless Fixed Wireless	200 / 40
Wind Wireless Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6
Ziply Fiber Fixed Wireless	25 / 5

Cell Coverage

5G (outdoors only) and 4G LTE

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