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7601 Charing Cross Ln, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 7601 Charing Cross Ln, Delray Beach, FL 33446

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,998 sqft · built 1996
Lot Size0.131 acres (5,685 sqft)
Owner2 Individual Names on File
Last Sale$280,000 (Jul 2009)
Tax Bill$10,387 (2025)
Deeds & MortgagesApr 2018 Mortgage
Nov 2017 Transfer
Flood ZoneZone X (minimal risk)
APN00-42-46-09-07-000-0840

Property Details

APN / Parcel Number

Primary APN00-42-46-09-07-000-0840

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,998 sqft Living Area
Gross Area2,454 sqft
1st Floor Area1,998 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2002
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeWood Truss
Roof MaterialConcrete
Lot Area5,685 sqft (0.131 acres)
Garage TypeAttached
Garage Area420 sqft

Exterior Amenities

Pool Area87 sqft
PorchFinished/Open Porch
Porch Area36 sqft
Patio Area740 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address7601 CHARING CROSS LN
CityDELRAY BEACH
StateFL
Zip33446-3655
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionPOLO TRACE 2 PL 1 LT 84
Legal Range42E
Legal Township46S
Legal Section09
Legal SubdivisionPOLO TRACE
Legal Lot Number84
JurisdictionPALM BEACH FL
Township / Civil DivisionBOYNTON BEACH-DELRAY BEACH
Census Block Group1
Census Block1003
Census Tract5955

Owner

7601 Charing Cross Ln is owned and occupied by two individuals who acquired it in November 2017.

Source: Palm Beach County records, as of December 10, 2025

Owner of Record2 Individual Names on File
Mailing Address7601 CHARING CROSS LN, DELRAY BEACH, FL 33446-3655
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 11, 2018Deed of Trust, Mortgage · Conventional Mortgage
DISCOVER BANK
Nov 7, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 28, 2009 · Amount on File
Deed SaleJul 28, 2009 · Amount on File
Prior SaleDec 3, 1996 · Amount on File
Deed Document Number2009255227
Deed Book / Page23360 / 1972
Last Transfer DateNov 1, 2017
Transfer Doc0294530188
Record UpdatedJun 8, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPALM BEACH FL
Property Address7601 CHARING CROSS LN, DELRAY BEACH, FL 33446-3655
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0297731616
DateApr 11, 2018
Book Page29773/1616
Instrument20180136772
Lender
NameDISCOVER BANK
TypeBank
AddressNEW CASTLE, DE 19720
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term239 Months
DueMar 20, 2038

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPALM BEACH FL
Recording DateNov 7, 2017
Property Address7601 CHARING CROSS LN, DELRAY BEACH, FL 33446-3655
Document Number0294530188
Book / Page029453 / 000188
Instrument DateNov 1, 2017
Instrument393294
Transaction TypeTransfer
Record UpdatedNov 23, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address7601 CHARING CROSS LN DELRAY BEACH FL 334463655, DELRAY BEACH, FL 33446-3655

Tax Assessment & Valuation

The 2025 property tax bill for 7601 Charing Cross Ln was $10,387 with a homeowner's exemption, down 0.7% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPalm Beach County
Unified School DistrictPalm Beach County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,387.00 (-0.69%) Homeowner's exemption$314,597$626,265 Land $286,139 Building $340,126
2024$10,459.00 (+1.17%)
2023$10,338.00 (+0.75%) Homeowner's exemption$296,826 (+3%)$553,198 (+15.66%) Land $255,481 Building $297,717
2022$10,261.00 Homeowner's exemption$288,181$478,299 Land $196,213 Building $282,086

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7601 Charing Cross Ln in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 156 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies156 in force
Nearby Flood Claims9 (2014–2018)
Claims Outside the SFHA9 of 9
Most Recent ClaimOct 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7601 Charing Cross Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPALM BEACH COUNTY WATER UTILITIES
serves 671,114 people · EPA ID FL4504393
Water SourceGroundwater
Last State InspectionOct 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Dec 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: Hotwire Communications.

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