76000 Lazy R Rd, Covington, LA 70435 Property Records

St. Tammany Parish property record for 76000 Lazy R Rd, Covington, LA 70435

Property Summary

Property Type	Single Family Home
Details	2,327 sqft · built 2011
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$69,000 (Mar 2011)
Tax Bill	$2,747 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jul 2011 Mortgage + 2 more
APN	`103-001-5164`

Property Details

APN / Parcel Number

Primary APN	`103-001-5164`
Alternative APN	`762`

Interior

Building Area	2,327 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Lot Area	217,800 sqft (5 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	103-001-5164
Street Address	76000 LAZY R RD
City	COVINGTON
State	LA
Zip	70435-0624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 7 6 10 5 ACS
Legal Range	10
Legal Township	06
Legal Section	07
Legal Subdivision	LAZY R RD
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	1
Census Block	1009
Census Tract	40308

Owner

76000 Lazy R Rd is owned and occupied by an individual who bought it in March 2011.

Source: St. Tammany Parish records, as of February 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	76000 LAZY R RD, COVINGTON, LA 70435-0624
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2020	Deed of Trust, Mortgage · VA Mortgage GMFS LLC
Jul 6, 2011	Deed of Trust, Mortgage CITIZENS BANK & TRUST CO
Mar 15, 2012	Deed of Trust, Mortgage · VA Mortgage GMFS LLC
Mar 1, 2011	Deed, Transfer · FHA Mortgage IBERIABANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2011 · Amount on File
Deed Sale	Mar 1, 2011 · Amount on File
Deed Document Number	1803182
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	76000 LAZY R RD, COVINGTON, LA 70435-0624
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002210721
Date	Jun 17, 2020
Instrument	2210721

Lender

Name	GMFS LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

July 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	76000 LAZY R RD, COVINGTON, LA 70435-0624
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	WINTERS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001819197
Date	Jul 6, 2011
Instrument	1819197

Lender

Name	CITIZENS BANK & TRUST CO
Type	Bank
Address	MANDEVILLE, LA 70448

Agreement

Amount	Amount on Record

March 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	76000 LAZY R RD, COVINGTON, LA 70435-0624
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001848144
Date	Mar 15, 2012
Instrument	1848144

Lender

Name	GMFS LLC
Type	Subprime Lender
Address	BATON ROUGE, LA 70806

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2042

March 2011: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Mar 1, 2011
Property Address	76000 LAZY R RD, COVINGTON, LA 70435-0624
Document Number	0001803182
Instrument Date	Feb 25, 2011
Instrument	1803182
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	WINTERS TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3748 BEECH ST, BATON ROUGE, LA 70805-2806

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75252 GOTTSCHALK RD, COVINGTON, LA 70435-0606

Mortgage

Document Number	0001803190
Date	Mar 1, 2011
Instrument	1803190

Lender

Name	IBERIABANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 76000 Lazy R Rd was $2,747 with a homeowner's exemption, down 3.4% from the year before.

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,747.00 (-3.44%) Homeowner's exemption	$29,692 (-) Land $2,126 Building $27,566	$296,928 (-) Land $21,264 Building $275,664
2024	$2,845.00 (+11.7%) Homeowner's exemption	$29,692 (+14.23%) Land $2,126 Building $27,566	$296,928 (+14.23%) Land $21,264 Building $275,664
2023	$2,547.00 (+0.04%) Homeowner's exemption	$25,994 (-) Land $2,127 Building $23,867	$259,940 (-1.89%) Land $21,270 Building $238,670
2022	$2,546.00 Homeowner's exemption	$25,994 Land $2,127 Building $23,867	$264,940 Land $26,270 Building $238,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 76000 Lazy R Rd; there have been 87 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 598 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	598 in force
Nearby Flood Claims	87 (2015–2023)
Claims Outside the SFHA	21 of 87
Most Recent Claim	Jun 2023 · rainfall accumulation
Claims by Event	Hurricane Ida, Aug 2021 · 13 claims Severe Storms And Flooding, Aug 2016 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 76000 Lazy R Rd is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 91% of Louisiana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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