7600 Ward Ln, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 7600 Ward Ln, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,530 sqft · built 1991
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$545,000 (Dec 2021)
Tax Bill	$8,402 (2025)
Deeds & Mortgages	Dec 2021 Transfer Dec 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`242-0054-016-0000`

Property Details

APN / Parcel Number

Primary APN	`242-0054-016-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,530 sqft Living Area
1st Floor Area	1,084 sqft
2nd Floor Area	446 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	6,534 sqft (0.15 acres)
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7600 WARD LN
City	FAIR OAKS
State	CA
Zip	95628-4838
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	SUNSET OAKS, LOT 1
Legal Subdivision	SUNSET OAKS
Legal Lot Number	1
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2001
Census Tract	8010

Owner

7600 Ward Ln is owned and occupied by an individual who bought it in December 2021.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	7600 WARD LN, FAIR OAKS, CA 95628-4838
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Intrafamily Transfer, Transfer STEWART TITLE, STEWART TITLE OF SACRAMENTO
Dec 6, 2021	Grant Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
May 5, 2019	Deed of Trust, Mortgage · Conventional with PMI FINANCE OF AMERICA MTG
Nov 5, 2018	Grant Deed, Transfer · Conventional with PMI FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2021 · Amount on File
Deed Sale	Dec 6, 2021 · Amount on File
Prior Sale	Nov 5, 2018 · Amount on File
Deed Document Number	20211634
Deed Book / Page	20211206 / 1634
Prior Transfer Date	May 30, 2012
Prior Transfer Doc	0000000921
Record Updated	Oct 29, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 6, 2021
Property Address	7600 WARD LN, FAIR OAKS, CA 95628-4838
Document Number	0000001633
Map Reference	MB 172 MAP 3
Instrument Date	Dec 3, 2021
Instrument	2021120601633
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7600 WARD LN, FAIR OAKS, CA 95628-4838

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 6, 2021
Property Address	7600 WARD LN, FAIR OAKS, CA 95628-4838
Document Number	0000001634
Map Reference	MB 172 MAP 3
Instrument Date	Nov 22, 2021
Instrument	2021120601634
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7600 WARD LN, FAIR OAKS, CA 95628-4838

Mortgage

Document Number	0000001635
Date	Dec 6, 2021
Instrument	2021120601635

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7600 WARD LN, FAIR OAKS, CA 95628-4838
Document Number	1905131317
Instrument Date	May 5, 2019
Transaction Type	Mortgage
Record Updated	May 23, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	7600 WARD LN FAIR OAKS CA 956284838, FAIR OAKS, CA 95628-4838

Mortgage

Document Number	1905131317
Date	May 13, 2019
Instrument	1905131317

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 12, 2049

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 5, 2018
Property Address	7600 WARD LN, FAIR OAKS, CA 95628-4838
Document Number	1811050702
Instrument Date	Oct 29, 2018
Instrument	1811050702
Transaction Type	Transfer
Record Updated	Nov 28, 2018
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$462.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	7600 WARD LN FAIR OAKS CA 956284838, FAIR OAKS, CA 95628-4838

Mortgage

Document Number	1811050703
Date	Nov 5, 2018
Instrument	1811050703

Lender

Name	FINANCE OF AMERICA MTG
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 4, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7600 Ward Ln was $8,402, up 20.3% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$589,923 (+2%) Land $265,466 Building $324,457
2025	$8,402.00 (+20.3%)	$578,357 Land $260,261 Building $318,096
2024	$6,984.00 (+2.99%)
2023	$6,781.00 (+0.37%)	$555,900 Land $250,155 Building $305,745
2022	$6,756.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7600 Ward Ln in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1995–1997)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7600 Ward Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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