7600 J Dr S, Ceresco, MI 49033 Property Records

Calhoun County property record for 7600 J Dr S, Ceresco, MI 49033

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1996
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Jan 2020)
Tax Bill	$4,163 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-320-003-10`

Property Details

APN / Parcel Number

Primary APN	`17-320-003-10`
Alternative APN	`13-17-320-003-10`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Lot Area	217,800 sqft (5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7600 J DR S
City	CERESCO
State	MI
Zip	49033-9739
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA
Legal Description	NEWTON TWP. SEC.32 T3S R7W PART NE1/4 COM S88DEG 58'07"E 264 FT FROM NW COR THEREOF S88DEG 58'07"E 528 FT S00DEG 10'56"W 412.50 FT N88DEG 58'07"W 528 FT N00DEG 10'57"E 412.50 FT TO BEG
Legal Range	7W
Legal Township	3S
Jurisdiction	CALHOUN MI
Township / Civil Division	NEWTON
Census Block Group	4
Census Block	4061
Census Tract	2700

Owner

7600 J Dr S is owned and occupied by two individuals who bought it in January 2020.

Source: Calhoun County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7600 J DR S, CERESCO, MI 49033-9739
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2020	Warranty Deed, Transfer · Conventional Mortgage CONSUMERS CU
Jul 1, 2019	Warranty Deed, Transfer · Conventional Mortgage CHEMICAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2020 · Amount on File
Deed Sale	Jan 30, 2020 · Amount on File
Prior Sale	Jul 1, 2019 · Amount on File
Deed Book / Page	4388 / 606
Prior Transfer Date	Jun 20, 2013
Prior Transfer Doc	03818/0125
Record Updated	Oct 29, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALHOUN MI
Recording Date	Jan 30, 2020
Property Address	7600 J DR S, CERESCO, MI 49033-9739
Document Number	04388/0606
Book / Page	4388 / 0606
Instrument Date	Jan 24, 2020
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,763.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7600 J DR S, 7600, CERESCO, MI 49033-9739

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	858 BLOSSOM RD, SHERWOOD, MI 49089-9713

Mortgage

Document Number	0004388608
Date	Jan 30, 2020
Instrument	4388/608

Lender

Name	CONSUMERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALHOUN MI
Recording Date	Jul 1, 2019
Property Address	7600 J DR S, CERESCO, MI 49033-9739
Document Number	04331/0254
Book / Page	4331 / 0254
Instrument Date	Jun 19, 2019
Transaction Type	Transfer
Record Updated	Jul 8, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,806.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7600 J DR S, 7600, CERESCO, MI 49033-9739

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 CHESTNUT ST, LITCHFIELD, MI 49252-9634
Investor	Possibly a Property Investor

Mortgage

Document Number	0004331258
Date	Jul 1, 2019
Instrument	4331/258

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 7600 J Dr S was $4,163 with a homeowner's exemption, up 2.9% from the year before.

Source: Calhoun County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Calhoun County
County Subdivision	Newton Township
Unified School District	Harper Creek Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,900 (+2.7%)
2025	$4,163.00 (+2.92%) Homeowner's exemption	$129,400	$265,800 (+2.7%)
2024	$4,045.00		$258,800 (+17.1%)
2023		$110,500	$221,000
2022	$3,262.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7600 J Dr S in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective April 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1991)
Most Recent Claim	May 1991 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7600 J Dr S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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