760 Straight St, Cincinnati, OH 45214 Property Records

Hamilton County property record for 760 Straight St, Cincinnati, OH 45214

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,684 sqft · built 1887
Lot Size	0.118 acres (5,140 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Jan 2024)
Tax Bill	$4,727 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage May 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`098-0002-0044-00`

Property Details

APN / Parcel Number

Primary APN	`098-0002-0044-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,684 sqft Living Area
Gross Area	2,726 sqft
1st Floor Area	1,042 sqft
2nd Floor Area	642 sqft
Basement Area	1,042 sqft

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1887
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,140 sqft (0.118 acres)
Lot Dimensions	222 ft deep x 50 ft wide

Exterior Amenities

Porch	Open Frame Porch
Porch Area	60 sqft
Deck Area	Deck Area
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	760 STRAIGHT ST
City	CINCINNATI
State	OH
Zip	45214-1830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM20
Legal Description	760 STRAIGHT ST 25 X 222.40 PTS LOTS 3-4 ANNA M
Legal Subdivision	ANNA RIDDLE
Legal Lot Number	3-4
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1018
Census Tract	2901

Owner

Source: Hamilton County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1692 MOUNTS RD, MORROW, OH 45152-7571
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2024	Warranty Deed, Transfer · Conventional Mortgage 1ST NATIONAL BANK
May 20, 2020	Correction Deed, Transfer ATTORNEY ONLY
Mar 10, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2024 · Amount on Record
Deed Sale	Jan 22, 2024 · Amount on Record
Prior Sale	May 20, 2020 · Amount on Record
Deed Document Number	20244694
Deed Book / Page	15086 / 1384
Prior Transfer Date	Mar 9, 2020
Prior Transfer Doc	0000047302
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 22, 2024
Property Address	760 STRAIGHT ST, CINCINNATI, OH 45214-1830
Document Number	0000004694
Book / Page	15086 / 1384
Map Reference	MB 2 PG 43
Instrument Date	Jan 15, 2024
Instrument	2024-0004694
Transaction Type	Transfer
Record Updated	Feb 23, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1692 MOUNTS RD, MORROW, OH 45152-7571

Mortgage

Document Number	0000004695
Date	Jan 22, 2024
Instrument	2024-0004695

Lender

Name	1ST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

May 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	HAMILTON OH
Recording Date	May 20, 2020
Property Address	760 STRAIGHT ST, CINCINNATI, OH 45214-1830
Document Number	0000047302
Book / Page	014172 / 000974
Instrument Date	Mar 9, 2020
Instrument	47302
Transaction Type	Transfer
Record Updated	Jul 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$840.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	760 STRAIGHT ST CINCINNATI OH 452141830, CINCINNATI, OH 45214-1830

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 10, 2020
Property Address	760 STRAIGHT ST, CINCINNATI, OH 45214-1830
Document Number	0000023907
Book / Page	014121 / 003004
Instrument Date	Mar 9, 2020
Instrument	23907
Transaction Type	Transfer
Record Updated	Jul 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$840.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9233 SEWARD RD FAIRFIELD OH 450145407, FAIRFIELD, OH 45014-5407

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,727.00 (-2.94%)	$74,470 (-) Land $11,365 Building $63,105	$212,770 (-) Land $32,470 Building $180,300
2024	$4,870.00 (+2.98%)	$74,470 (-) Land $11,365 Building $63,105
2023	$4,729.00 (-8.81%)	$74,470 (+1.32%) Land $11,365 Building $63,105	$212,770 (+1.32%) Land $32,470 Building $180,300
2022	$5,186.00	$73,501 Land $6,479 Building $67,022
2020			$210,000 Land $18,510 Building $191,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile, Verizon.

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