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760 Seacliff Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 760 Seacliff Dr, Aptos, CA 95003 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,009 sqft · built 1992
Lot Size0.096 acres (4,182 sqft)
Owner2 Individual Names on File
Last Sale$325,000 (May 1996)
Tax Bill$7,633 (2025)
Deeds & MortgagesNov 2020 Line of Credit
Nov 2020 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN038-163-06

Property Details

APN / Parcel Number

Primary APN038-163-06
Alternative APN
  • 038-163-06-000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Building Area2,009 sqft Living Area
Gross Area2,409 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area4,182 sqft (0.096 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address760 SEACLIFF DR
CityAPTOS
StateCA
Zip95003-3575
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionSEACLIFF PARK 04
Legal Lot Number20
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1021
Census Tract122100

Owner

Source: Santa Cruz County records · APN 038-163-06

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address760 SEACLIFF DR, APTOS, CA 95003-3575
OccupancyOwner Occupied
Owner TypeIndividual
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2020Intrafamily Transfer, Transfer · Line of Credit
EXCITE CU
Nov 23, 2020Quit Claim Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Sep 28, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
EXCITE CU
Sep 28, 2020Quit Claim Deed, Transfer
REGIONAL LENDER CENTER

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 30, 1996 · Amount on Record
Deed SaleMay 30, 1996 · Amount on Record
Deed Document Number199630155
Deed Book / Page5853 / 172
Last Transfer DateNov 16, 2020
Transfer Doc0000049840
Record UpdatedSep 20, 2026

November 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateNov 20, 2020
Property Address760 SEACLIFF DR, APTOS, CA 95003-3575
Document Number0000049560
Map ReferenceMB 18 PG 63
Instrument DateNov 16, 2020
Instrument2020-0049560
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address760 SEACLIFF DR, APTOS, CA 95003-3575

Mortgage

Document Number0000049561
DateNov 20, 2020
Instrument2020-0049561
Lender
NameEXCITE CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateNov 23, 2020
Property Address760 SEACLIFF DR, APTOS, CA 95003-3575
Document Number0000049840
Instrument DateNov 16, 2020
Instrument49840
Transaction TypeTransfer
Record UpdatedDec 10, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address760 SEACLIFF DR APTOS CA 950033575, APTOS, CA 95003-3575

September 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateSep 28, 2020
Property Address760 SEACLIFF DR, APTOS, CA 95003-3575
Document Number0000038608
Map ReferenceMB 18 PG 63
Instrument DateSep 22, 2020
Instrument2020-0038608
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyCHICAGO TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address760 SEACLIFF DR, APTOS, CA 95003-3575

Mortgage

Document Number0000038609
DateSep 28, 2020
Instrument2020-0038609
Lender
NameEXCITE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 01, 2035

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateSep 28, 2020
Property Address760 SEACLIFF DR, APTOS, CA 95003-3575
Document Number0000038610
Instrument DateSep 22, 2020
Instrument38610
Transaction TypeTransfer
Record UpdatedNov 04, 2020
Title CompanyREGIONAL LENDER CENTER

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address760 SEACLIFF DR APTOS CA 950033575, APTOS, CA 95003-3575

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$550,718 (+2%) Land $275,359 Building $275,359
2025$7,633.00 (+11.06%) Homeowner's exemption$539,918 (+4.04%) Land $269,959 Building $269,959
2023$6,873.00 (+2.51%) Homeowner's exemption$518,954 Land $259,477 Building $259,477$1,315,980
2022$6,705.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871221001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance CostPremium on Record
median of 23 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims12 (1982–2023)
Claims Outside the SFHA1 of 12
Most Recent ClaimJan 2023, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims By Storm
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 561 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable1,200 / 35
Etheric Communications, LLC.Fixed Wireless (licensed-by-rule)250 / 100
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Surfnet Communications, Verizon, Cruzio Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

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