760 Rose Ave, Ferndale, CA 95536 Property Records

Humboldt County property record for 760 Rose Ave, Ferndale, CA 95536

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,458 sqft · built 1902
Lot Size	0.259 acres (11,325 sqft)
Owner	Individual Name on Record
Last Sale	$408,000 (Oct 2017)
Tax Bill	$5,844 (2025)
Deeds & Mortgages	May 2021 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`031-151-018-000`

Property Details

APN / Parcel Number

Primary APN	`031-151-018-000`
Alternative APN	`03115118`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,458 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1952
Construction Type	Wood
Lot Area	11,325 sqft (0.259 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	03115118
Street Address	760 ROSE AVE
City	FERNDALE
State	CA
Zip	95536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SUBD:SHAWS DIVISION OF THE TOWN OF FERNDALE
Legal Subdivision	SHAWS DIVISION OF THE TOWN OF FERNDALE
Legal Lot Number	1
Jurisdiction	HUMBOLDT CA
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1018
Census Tract	11200

Owner

Source: Humboldt County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1470, FERNDALE, CA 95536-1470
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
Oct 27, 2017	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2017 · Amount on Record
Deed Sale	Oct 27, 2017 · Amount on Record
Prior Sale	Aug 16, 2007 · Amount on Record
Deed Document Number	2017-019495
Record Updated	Jun 7, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	760 ROSE AVE, FERNDALE, CA 95536
Transaction Type	Mortgage
Record Updated	Jun 14, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1470, FERNDALE, CA 95536-1470

Mortgage

Document Number	0000012007
Date	May 27, 2021
Instrument	2021-012007

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 24, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	760 ROSE AVE, FERNDALE, CA 95536
Document Number	0000018637
Instrument Date	Oct 7, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	760 ROSE AVE FERNDALE CA 95536, FERNDALE, CA 95536

Mortgage

Document Number	0000018637
Date	Oct 15, 2020
Instrument	18637

Lender

Name	OPTIMUM FIRST INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2050

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Oct 27, 2017
Property Address	760 ROSE AVE, FERNDALE, CA 95536
Document Number	0000019495
Instrument Date	Oct 23, 2017
Instrument	19495
Transaction Type	Transfer
Record Updated	Dec 6, 2017
Title Company	HUMBOLDT LAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$448.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1470 FERNDALE CA 955361470, FERNDALE, CA 95536-1470

Mortgage

Document Number	19496
Date	Oct 27, 2017
Instrument	19496

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2047

Tax Assessment & Valuation

Source: Humboldt County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Humboldt County
Municipality	Ferndale City
Unified School District	Ferndale Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,844.00 (+6.62%)	$473,513 (+4.04%) Land $162,480 Building $311,033
2023	$5,481.00 (+1.31%)	$455,128 Land $156,172 Building $298,956
2022	$5,410.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1996 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL ORO WATER CO-FERNDALE private · serves 1,662 people · EPA ID CA1210007
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
101Netlink Fixed Wireless	100 / 20

May also be available: Verizon.

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