Cherokee County property record for 760 Reservoir Rd, Murphy, NC 28906
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,504 sqft · built 1976 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | Individual Name on File |
| Last Sale | $55,000 (Oct 2019) |
| Tax Bill | $896 (2025) |
| Deeds & Mortgages | Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 459319623141000 |
| Primary APN | 459319623141000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,504 sqft Heated Area |
| Gross Area | 3,328 sqft |
| 1st Floor Area | 1,504 sqft |
| Basement Area | 1,080 sqft |
| Unfinished Basement | 1,080 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 27,443 sqft (0.63 acres) |
| Lot Dimensions | 317 ft deep x 117 ft wide |
| Porch | Slab |
| Porch Area | 176 sqft |
| Deck Area | 568 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 50692 |
|---|---|
| Street Address | 760 RESERVOIR RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-5314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | P/O LOT 4 DUKE LAND 565/159 |
| Legal Subdivision | DUKE LAND |
| Legal Lot Number | 4 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 930402 |
760 Reservoir Rd, a rural home, is owned and occupied by an individual who bought it in October 2019.
Source: Cherokee County records, as of October 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 760 RESERVOIR RD, MURPHY, NC 28906-5314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 7, 2019 · Amount on File |
| Deed Sale | Oct 7, 2019 · Amount on File |
| Prior Sale | May 1, 1988 |
| Deed Document Number | 20194814 |
| Deed Book / Page | 1625 / 420 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Oct 7, 2019 |
| Property Address | 760 RESERVOIR RD, MURPHY, NC 28906-5314 |
| Document Number | 01625/0420 |
| Book / Page | 01625 / 0420 |
| Instrument Date | Oct 7, 2019 |
| Instrument | 04814 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $110.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 119 RAPER HILL RD, 119, MURPHY, NC 28906-3827 |
| Name | Verified Name |
|---|---|
| Address | 760 RESERVOIR RD, MURPHY, NC 28906-5314 |
| Document Number | 016250422 |
|---|---|
| Date | Oct 7, 2019 |
| Instrument | 01625/0422 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Nov 1, 2029 |
The 2025 property tax bill for 760 Reservoir Rd was $896.
Source: Cherokee County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $896.00 | $114,420 | $114,420 Land $6,530 Building $107,890 |
| 2023 | $114,420 | $114,420 Land $6,530 Building $107,890 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 760 Reservoir Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 760 Reservoir Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 74% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MURPHY serves 4,498 people · EPA ID NC0120010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 115 / 7 |
| RiverStreet Networks Fixed Wireless | 25 / 3 |
May also be available: Blue Ridge Mountain EMC, Peachtree Broadband Fiber, T-Mobile.
5G (outdoors only) and 4G LTE
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