St. Johns County property record for 760 Mill Stream Rd, Ponte Vedra Beach, FL 32082
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,114 sqft · built 1999 |
| Lot Size | 0.21 acres (9,147 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $955,500 (Jun 2026) |
| Tax Bill | $5,187 (2025) |
| Deeds & Mortgages | Aug 2024 Mortgage Jun 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 068442-2050 |
| Primary APN | 068442-2050 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,114 sqft Living Area |
| Gross Area | 4,117 sqft |
| 1st Floor Area | 2,687 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,147 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 629 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 760 MILL STREAM RD |
|---|---|
| City | PONTE VEDRA BEACH |
| State | FL |
| Zip | 32082-4145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 34/28-32 ODOMS MILL UNIT TWO PHASE II LOT 5 OR1392/1051 &1643/908 &2450/763 &2608/1177 (Q/C) & 3069/1353 & 3286/1559(Q/C) & 3354/42 & 3369/1488 |
| Legal Range | 29E |
| Legal Township | 04S |
| Legal Section | 43 |
| Legal Subdivision | ODOMS MILL UNIT 2 PHASE 2 |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Legal Unit | 2 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | PONTE VEDRA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 20706 |
Source: St. Johns County records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 760 MILL STREAM RD, PONTE VEDRA BEACH, FL 32082-4145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Aug 9, 2024 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Jun 9, 2026 | Deed, Transfer · Conventional Mortgage FIRST RATE MORTGAGE FUNDING |
| Oct 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2026 · Amount on Record |
| Deed Sale | Jun 9, 2026 · Amount on Record |
| Deed Document Number | 202649244 |
| Deed Book / Page | 6380 / 278 |
| Prior Transfer Date | Oct 12, 2010 |
| Prior Transfer Doc | 0033691488 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 760 MILL STREAM RD, PONTE VEDRA BEACH, FL 32082-4145 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2026 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 760 MILL STREAM RD, PONTE VEDRA BEACH, FL 32082-4145 |
| Document Number | 0060010407 |
|---|---|
| Date | Aug 9, 2024 |
| Book Page | 6001/407 |
| Instrument | 2024063157 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jun 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Jun 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 7.5% |
| Index | 5-Year TN |
| Margin | 2 |
| Max Rate | 10.5% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 9, 2026 |
| Property Address | 760 MILL STREAM RD, PONTE VEDRA BEACH, FL 32082-4145 |
| Document Number | 0000049244 |
| Book / Page | 6380 / 278 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 202649244 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | BLUE OCN TITLE, BLUE OCEAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $675,538.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 760 MILL STREAM RD, PONTE VEDRA BEACH, FL 32082-4145 |
| Document Number | 0000049245, |
|---|---|
| Date | Jun 9, 2026 |
| Instrument | 202649245 |
| Name | FIRST RATE MORTGAGE FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 760 MILL STREAM RD, PONTE VEDRA BEACH, FL 32082-4145 |
| Document Number | 0046341077 |
| Instrument Date | Oct 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2018 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS |
| Name | Verified Name |
|---|---|
| Address | 760 MILL STREAM RD PONTE VEDRA BEACH FL 320824145, PONTE VEDRA BEACH, FL 32082-4145 |
| Document Number | 0046341077 |
|---|---|
| Date | Oct 31, 2018 |
| Book Page | 004634/001077 |
| Instrument | 78776 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 30, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $409,862 (+2.7%) | $748,473 (+0.65%) Land $175,000 Building $573,473 | |
| 2025 | $5,187.00 (+12.22%) Homeowner's exemption | $399,087 (+5.99%) | $743,644 (+5.46%) Land $165,000 Building $578,644 |
| 2024 | $4,622.00 (+1.94%) | ||
| 2023 | $4,534.00 (+2.79%) Homeowner's exemption | $376,544 (+3%) | $705,135 (+16.55%) Land $160,000 Building $545,135 |
| 2022 | $4,411.00 Homeowner's exemption | $365,577 | $605,005 Land $145,600 Building $459,405 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 186 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 186 in force |
| Nearby Flood Claims | 17 (1992–2024) |
| Claims Outside the SFHA | 3 of 17 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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