Monroe County property record for 760 Michael Dr, Key Largo, FL 33037 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,620 sqft · built 2009 |
| Lot Size | 0.146 acres (6,400 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,688 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00551007-001500 |
| Primary APN | 00551007-001500 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 3 Stories |
| Building Area | 1,620 sqft Living Area |
| 1st Floor Area | 1,620 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Other |
| Construction Type | Wood |
| Foundation Type | Pile |
| Roof Type | Reinforced Concrete |
| Roof Material | Other |
| Lot Area | 6,400 sqft (0.146 acres) |
| Lot Dimensions | 130 ft deep x 40 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Pool Type | Public / Commercial Pool |
|---|---|
| Porch | Open Porch |
| Porch Area | 420 sqft |
| Patio Area | 1,960 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 8573715 |
|---|---|
| Old Parcel Number | 15613900551007001500 |
| Street Address | 760 MICHAEL DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-2756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AMENDED PLAT OF BERMUDA SHORES PB7-11 LOT 51 & ADJ 40'X30' OR820-1501 OR3149-666 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 15 |
| Legal Subdivision | BERMUDA SHORES AMD |
| Legal Lot Number | 51 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 970400 |
Source: Monroe County records · APN 00551007-001500
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2204 SW 131ST AVE, MIRAMAR, FL 33027-2661 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 01, 2022 |
| Deed Sale | Jan 01, 2022 |
| Deed Document Number | 0003149666 |
| Record Updated | Jun 08, 2026 |
Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $979,805 (+11.76%) Land $406,720 Building $573,085 | $979,805 (+11.76%) Land $406,720 Building $573,085 | |
| 2024 | $6,688.00 (+7.08%) | ||
| 2023 | $6,246.00 (+16.73%) | $876,729 (+23.43%) Land $328,000 Building $548,729 | $876,729 (+23.43%) Land $328,000 Building $548,729 |
| 2022 | $5,351.00 | $710,283 Land $314,880 Building $395,403 | $710,283 Land $314,880 Building $395,403 |
Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879704003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 281 individual NFIP policies nearby |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 299 units insured (18 under condo master policies) 175 of 281 individual policies on primary residences |
| Nearby Flood Claims | 163 (1992–2024) |
| Claims Outside the SFHA | 3 of 163 |
| Most Recent Claim | Sep 2024, rainfall accumulation, Hurricane Helene |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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