760 Lock E Rd, Cadiz, KY 42211 Property Records

Trigg County property record for 760 Lock E Rd, Cadiz, KY 42211

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,992 sqft · built 1999
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual on Record
Last Sale	$10,000 (Nov 2022)
Tax Bill	$1,474 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`84-007.01`

Property Details

APN / Parcel Number

Primary APN	`84-007.01`
Alternative APN	`221111`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,992 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Attached
Garage Area	792 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric

Location & Zoning

Street Address	760 LOCK E RD
City	CADIZ
State	KY
Zip	42211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.5 ACRES
Legal Tract	2
Jurisdiction	TRIGG KY
Township / Civil Division	CADIZ
Census Block Group	2
Census Block	2086
Census Tract	970302

Owner

Source: Trigg County assessment roll, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	760 LOCK E RD, CADIZ, KY 42211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage PLANTERS BANK
Feb 8, 2018	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2022 · Amount on Record
Deed Sale	Nov 17, 2022 · Amount on Record
Prior Sale	Feb 8, 2018 · Amount on Record
Deed Document Number	2022297949
Deed Book / Page	324 / 462
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRIGG KY
Property Address	760 LOCK E RD, CADIZ, KY 42211
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M401/739
Date	Feb 9, 2022
Book Page	M401/739
Instrument	292992

Lender

Name	PLANTERS BANK
Type	Bank
Address	HOPKINSVILLE, KY 42240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	TRIGG KY
Recording Date	Feb 8, 2018
Property Address	760 LOCK E RD, CADIZ, KY 42211
Document Number	00D298/119
Book / Page	D298 / 119
Map Reference	DD 159 PG 691
Instrument Date	Feb 6, 2018
Instrument	196024
Transaction Type	Transfer
Record Updated	Apr 20, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	760 E LAKE RD, GRACEY, KY 42232-9702

Mortgage

Document Number	0000196025
Date	Feb 8, 2018
Instrument	196025

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Trigg County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Trigg County
Unified School District	Trigg County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,474.00 (-29.07%) Homeowner's exemption	$214,900 (-)	$214,900 (-)
2023	$2,078.00	$214,900	$214,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARKLEY LAKE WATER DISTRICT serves 14,284 people · EPA ID KY1110019
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
energynet Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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