760 Eastern Ave, South Beloit, IL 61080 Property Records

Winnebago County property record for 760 Eastern Ave, South Beloit, IL 61080

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,228 sqft · built 1957
Lot Size	0.34 acres (14,810 sqft)
Owner	Company Name on Record
Last Sale	$64,000 (Mar 2023)
Tax Bill	$1,954 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-05-378-019`

Property Details

APN / Parcel Number

Primary APN	`04-05-378-019`
Alternative APNs	`405378019` `005C456A`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,228 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Foundation Type	No Foundation
Lot Area	14,810 sqft (0.34 acres)
Garage Area	672 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	760 EASTERN AVE
City	SOUTH BELOIT
State	IL
Zip	61080-1926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	LAFAYETTE ADD TO SO BELOIT ALL VAC ALLEY SLY OF LOTS 55 & 56 WITH LTS 55 & 56
Legal Subdivision	LAFAYETTE ADD
Legal Lot Number	55,56
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKTON
Census Block Group	2
Census Block	2028
Census Tract	4004

Owner

Source: Winnebago County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 597, BELOIT, WI 53512-0597
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2023	Guardian's Deed, Transfer · Commercial Mortgage SENB BANK
Oct 5, 2018	Deed of Trust, Mortgage · Conventional with PMI MORTGAGE CTR LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2023 · Amount on Record
Deed Sale	Mar 30, 2023 · Amount on Record
Deed Document Number	20236631
Prior Transfer Date	Oct 5, 2018
Prior Transfer Doc	0001031406
Record Updated	Sep 20, 2026

March 2023: Guardian's Deed, Transfer

Document Type	Guardian's Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Mar 30, 2023
Property Address	760 EASTERN AVE, SOUTH BELOIT, IL 61080-1926
Document Number	0000006631
Map Reference	BK10 PG41
Instrument Date	Mar 28, 2023
Instrument	2306631
Transaction Type	Transfer
Record Updated	Apr 19, 2023
Title Company	TULSA ABSTRACT AND TITLE COMPANY, TUA

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$96.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 597, BELOIT, WI 53512-0597

Mortgage

Document Number	0000006632
Date	Mar 30, 2023
Instrument	2306632

Lender

Name	SENB BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 28, 2028

Interest

Rate Type	Fixed Rate
Rate	7.5%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	760 EASTERN AVE, SOUTH BELOIT, IL 61080-1926
Document Number	0001031407
Instrument Date	Oct 5, 2018
Transaction Type	Mortgage
Record Updated	Dec 6, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	760 EASTERN AVE SOUTH BELOIT IL 610801926, SOUTH BELOIT, IL 61080-1926

Mortgage

Document Number	0001031407
Date	Oct 29, 2018
Instrument	1031407

Lender

Name	MORTGAGE CTR LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48076

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2048

Interest

Rate	5.37%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockton Township
Municipality	South Beloit City
Unified School District	County of Winnebago SD 320 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,954.00 (+1.35%)	$27,875 (+9.28%) Land $6,065 Building $21,810	$83,625 (+9.28%) Land $18,195 Building $65,430
2024	$1,928.00	$25,508 (+32.58%) Land $5,550 Building $19,958	$76,524 (+32.58%) Land $16,650 Building $59,874
2022	Homeowner's exemption	$19,240 Land $4,186 Building $15,054	$57,720 Land $12,558 Building $45,162

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	7 (2013–2019)
Most Recent Claim	Oct 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-SOUTH BELOIT private · serves 7,893 people · EPA ID IL2010450
Water Source	Purchased groundwater from CITY OF BELOIT
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, LiteWire.

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