760 E Howard St, Winona, MN 55987 Property Records

Winona County property record for 760 E Howard St, Winona, MN 55987

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,039 sqft · built 1953
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Jul 2026)
Tax Bill	$1,594 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2024 Transfer + 2 more
APN	`32.240.3300`

Property Details

APN / Parcel Number

Primary APN	`32.240.3300`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,039 sqft Living Area
1st Floor Area	1,039 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Brick
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	50 ft deep x 70 ft wide
Garage Area	280 sqft
Porch	Open Porch
Porch Area	194 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	760 E HOWARD ST
City	WINONA
State	MN
Zip	55987-4525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-26 TWP-107 RANGE-007 HUBBARDS ADDITION LOT-011 BLOCK-049 ELY 70'
Legal Range	007
Legal Township	107
Legal Section	26
Legal Subdivision	HUBBARDS ADDITION
Legal Block	49
Legal Lot Number	11
Jurisdiction	WINONA MN
Township / Civil Division	WINONA
Census Block Group	1
Census Block	1033
Census Tract	670700

Owner

Source: Winona County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	760 E HOWARD ST, WINONA, MN 55987-4525
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Warranty Deed, Transfer · Conventional Mortgage ALTRA FEDERAL CREDIT UNION
Apr 19, 2024	Affidavit of Death of Joint Tenant, Transfer
Dec 9, 2020	Deed of Trust, Mortgage · FHA Mortgage ALTRA FCU
Apr 5, 2019	Warranty Deed, Transfer · FHA Mortgage KELLER MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2026 · Amount on Record
Deed Sale	Jul 30, 2026 · Amount on Record
Prior Sale	Apr 5, 2019 · Amount on Record
Deed Document Number	2026668125
Prior Transfer Date	Apr 19, 2024
Prior Transfer Doc	000A654275
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Jul 30, 2026
Property Address	760 E HOWARD ST, WINONA, MN 55987-4525
Document Number	0000668125
Instrument Date	Jun 18, 2026
Instrument	2026668125
Transaction Type	Transfer
Record Updated	Oct 8, 2026
Title Company	HOMESTEAD LAND TITLE, HOMESTEAD TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$68,326.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	760 E HOWARD ST, WINONA, MN 55987-4525

Mortgage

Document Number	0000668125,
Date	Jul 30, 2026
Instrument	2026668125

Lender

Name	ALTRA FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	WINONA MN
Recording Date	Apr 19, 2024
Property Address	760 E HOWARD ST, WINONA, MN 55987-4525
Document Number	000A654275
Instrument Date	Apr 18, 2024
Instrument	A654275
Transaction Type	Transfer
Record Updated	May 10, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	760 E HOWARD ST, WINONA, MN 55987-4525

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	760 E HOWARD ST, WINONA, MN 55987-4525
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	629641
Date	Dec 9, 2020
Instrument	629641

Lender

Name	ALTRA FCU
Type	Credit Union
Address	ONALASKA, WI 54650

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Apr 5, 2019
Property Address	760 E HOWARD ST, WINONA, MN 55987-4525
Document Number	616051
Instrument Date	Apr 4, 2019
Instrument	616051
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	ROCHESTER TITLE AND ESCROW COMPANY, ROCHESTER TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$453.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	760 E HOWARD ST, WINONA, MN 55987-4525

Mortgage

Document Number	616052
Date	Apr 5, 2019
Instrument	616052

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,594.00 (+19.31%) Homeowner's exemption	$169,400 (+5.28%) Land $28,600 Building $140,800	$169,400 (+5.28%) Land $28,600 Building $140,800
2025		$160,900 (+7.91%) Land $28,600 Building $132,300	$160,900 (+7.91%) Land $28,600 Building $132,300
2023	$1,336.00 Homeowner's exemption	$149,100 Land $27,500 Building $121,600	$149,100 Land $27,500 Building $121,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Winona serves 27,782 people · EPA ID MN1850013
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 841 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Hiawatha Broadband Communications, Verizon.

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