Mecklenburg County property record for 760 Cotton Gin Aly, Davidson, NC 28036
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 1,050 sqft · built 2008 |
| Lot Size | 1.27 acres (55,495 sqft) |
| Owner | Company Name on Record |
| Last Sale | $230,000 (Aug 2021) |
| Tax Bill | $2,201 (2024) |
| Deeds & Mortgages | Aug 2021 Sale Nov 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-241-57 |
| Primary APN | 003-241-57 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,050 sqft Living Area |
| 1st Floor Area | 525 sqft |
| Upper Floors Area | 525 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Concrete |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 55,495 sqft (1.27 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 760 COTTON GIN ALY |
|---|---|
| City | DAVIDSON |
| State | NC |
| Zip | 28036-9324 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | VCP |
| Legal Description | UNIT 760 BLDG B U/F 926-1 |
| Legal Subdivision | CAMERON DAVIDSON CONDO |
| Legal Block | C |
| Legal Lot Number | 97 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 9, DEWEESE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 6408 |
Source: Mecklenburg County records, as of April 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 625 N MAIN ST, DAVIDSON, NC 28036-9499 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Aug 3, 2021 | Warranty Deed, Transfer |
| Nov 5, 2019 | Deed of Trust, Mortgage · ARM FIRST CITIZENS BANK & TRUST CO |
| Aug 10, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Dec 22, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2021 · Amount on Record |
| Deed Sale | Aug 3, 2021 · Amount on Record |
| Prior Sale | Dec 22, 2017 · Amount on Record |
| Deed Document Number | 2021149135 |
| Deed Book / Page | 36370 / 179 |
| Prior Transfer Date | May 12, 2011 |
| Prior Transfer Doc | 0000059691 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Aug 3, 2021 |
| Property Address | 760 COTTON GIN ALY, DAVIDSON, NC 28036-9324 |
| Document Number | 0000149135 |
| Book / Page | 36370 / 179 |
| Map Reference | MB 24086 PG 70 |
| Instrument Date | Aug 3, 2021 |
| Instrument | 2021149135 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $460.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1027 SAN MICHELE PL, DAVIDSON, NC 28036-8301 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 760 COTTON GIN ALY, DAVIDSON, NC 28036-9324 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 760 COTTON GIN ALY, DAVIDSON, NC 28036-9324 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 0000150324 |
|---|---|
| Date | Nov 5, 2019 |
| Book Page | 34010/098 |
| Instrument | 2019150324 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.43% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 5.43% |
| Index | 1-Year LIBOR |
| Max Rate | 9.43% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 760 COTTON GIN ALY, DAVIDSON, NC 28036-9324 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000101187 |
|---|---|
| Date | Aug 10, 2018 |
| Book Page | 32895/283 |
| Instrument | 2018101187 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Dec 22, 2017 |
| Property Address | 760 COTTON GIN ALY, DAVIDSON, NC 28036-9324 |
| Document Number | 0000171457 |
| Book / Page | 032362 / 000736 |
| Instrument Date | Dec 22, 2017 |
| Instrument | 171457 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $350.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 760 COTTON GIN ALY DAVIDSON NC 280369324, DAVIDSON, NC 28036-9324 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Davidson Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $287,225 Building $287,225 | $287,225 Building $287,225 | |
| 2024 | $2,201.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| TDS Telecom Fiber · Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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