760 Bearcreek Dr, Bartow, FL 33830 Property Records

Polk County property record for 760 Bearcreek Dr, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,651 sqft · built 1960
Lot Size	0.207 acres (9,017 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Feb 2026)
Tax Bill	$2,399 (2025)
Deeds & Mortgages	May 2023 Mortgage Feb 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-30-06-386200-011200`

Property Details

APN / Parcel Number

Primary APN	`25-30-06-386200-011200`
Alternative APNs	`063025386200011200` `63025000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,651 sqft Living Area
1st Floor Area	1,075 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Tar & Gravel
Lot Area	9,017 sqft (0.207 acres)
Lot Dimensions	103 ft deep x 88 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Porch	Florida Room
Porch Area	676 sqft
Shed	1 Shed
Utility Building	108 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	760 BEARCREEK DR
City	BARTOW
State	FL
Zip	33830-3221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	RICHLAND MANOR UNIT 4 PB 43 PGS 33 & 34 BLK K LOT 20
Legal Range	25E
Legal Township	30S
Legal Section	06
Legal Subdivision	RICHLAND MANOR UNIT NO 4
Legal Tract	386200
Legal Block	K
Legal Lot Number	20
Legal Unit	4
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	3
Census Block	3016
Census Tract	15000

Owner

760 Bearcreek Dr is owned and occupied by an individual who bought it in February 2026.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	760 BEARCREEK DR, BARTOW, FL 33830-3221
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 19, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 2, 2020	Warranty Deed, Transfer · FHA Mortgage HOME PT FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2026 · Amount on File
Deed Sale	Feb 19, 2026 · Amount on File
Prior Sale	Jan 2, 2020 · Amount on File
Deed Document Number	202642074
Deed Book / Page	13888 / 2193
Prior Transfer Date	Feb 8, 2011
Prior Transfer Doc	0000075945
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	760 BEARCREEK DR, BARTOW, FL 33830-3221
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	760 BEARCREEK DR, BARTOW, FL 33830-3221

Mortgage

Document Number	0000104163
Date	May 4, 2023
Book Page	12678/1421
Instrument	2023104163

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	320 Months
Due	Jan 1, 2050

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Feb 19, 2026
Property Address	760 BEARCREEK DR, BARTOW, FL 33830-3221
Document Number	0000042074
Book / Page	13888 / 2193
Map Reference	MB 43 PG 33&34
Instrument Date	Feb 12, 2026
Instrument	2026042074
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	TOWER TITLE, TOWERVIEW TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2105 EMMA LN, LAKE WALES, FL 33898-5156

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	760 BEARCREEK DR, BARTOW, FL 33830-3221

Mortgage

Document Number	0138882195
Date	Feb 19, 2026
Instrument	13888/2195

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jan 2, 2020
Property Address	760 BEARCREEK DR, BARTOW, FL 33830-3221
Document Number	0110941454
Book / Page	011094 / 001454
Instrument Date	Dec 20, 2019
Instrument	505
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	760 BEARCREEK DR BARTOW FL 338303221, BARTOW, FL 33830-3221

Mortgage

Document Number	110941457
Date	Jan 2, 2020
Book Page	011094/001457
Instrument	506

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 760 Bearcreek Dr was $2,399, down 12.5% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bartow City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$179,723 (+2.7%)	$243,102 (+1.49%) Land $24,000 Building $219,102
2025	$2,399.00 (-12.54%) Homeowner's exemption	$174,998	$239,534 Land $24,000 Building $215,534
2024	$2,743.00 (+6.07%)
2023	$2,586.00 (+15.29%) Homeowner's exemption	$165,113 (+3%)	$232,698 (+14%) Land $23,000 Building $209,698
2022	$2,243.00 Homeowner's exemption	$160,304	$204,124 Land $19,000 Building $185,124

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 760 Bearcreek Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 760 Bearcreek Dr is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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