Okaloosa County property record for 76 Wolverine Ave, Valparaiso, FL 32580
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,111 sqft · built 2022 |
| Lot Size | 0.258 acres (11,249 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $440,000 (Feb 2022) |
| Tax Bill | $4,526 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit Feb 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-594-0379-0 |
| Primary APN | C56-000-594-0379-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,111 sqft Heated Area |
| Gross Area | 2,704 sqft |
| 1st Floor Area | 1,250 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 11,249 sqft (0.258 acres) |
| Lot Width | 75 ft Width |
| Garage Type | Finished |
| Porch | Open Porch |
| Porch Area | 130 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 76 WOLVERINE AVE |
|---|---|
| City | VALPARAISO |
| State | FL |
| Zip | 32580-1706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VALPARAISO PLAT # 7 PARCEL C: COM NW COR LOT 14 BLK 27 S 112.50FT TO POB E 150.02FT S 56.34FT W 149.97FT N 56.25FT TO POB |
| Legal Range | 23 |
| Legal Township | 01S |
| Legal Section | 12 |
| Legal Subdivision | VALPARAISO PLAT 7 |
| Legal Block | 27 |
| Legal Lot Number | 14 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 21200 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 76 WOLVERINE AVE, VALPARAISO, FL 32580-1706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 13, 2021 | Deed of Trust, Mortgage · Line of Credit SMARTBANK |
| Feb 9, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 9, 2022 · Amount on Record |
| Deed Sale | Feb 9, 2022 · Amount on Record |
| Prior Sale | Dec 19, 2002 · Amount on Record |
| Deed Document Number | 3525632 |
| Deed Book / Page | 3603 / 2723 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 76 WOLVERINE AVE, VALPARAISO, FL 32580-1706 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 27 OLDE CYPRESS CIR NW, FORT WALTON BEACH, FL 32548-4676 |
| Investor | Possibly a Property Investor |
| Document Number | 0035671185 |
|---|---|
| Date | Aug 13, 2021 |
| Book Page | 3567/1185 |
| Instrument | 3480410 |
| Name | SMARTBANK |
|---|---|
| Type | Bank |
| Address | PENSACOLA, FL 32502 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Feb 9, 2022 |
| Property Address | 76 WOLVERINE AVE, VALPARAISO, FL 32580-1706 |
| Document Number | 0036032723 |
| Book / Page | 3603 / 2723 |
| Instrument Date | Feb 3, 2022 |
| Instrument | 3525632 |
| Transaction Type | Transfer |
| Record Updated | Feb 24, 2023 |
| Title Company | MEAD LAW AND TITLE, MEAD LAW & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,080.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1343, NICEVILLE, FL 32588-1343 |
| Name | Verified Name |
|---|---|
| Address | 76 WOLVERINE AVE, VALPARAISO, FL 32580-1706 |
| Document Number | 0036032725 |
|---|---|
| Date | Feb 9, 2022 |
| Instrument | 3603/2725 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Valparaiso City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,526.00 (+10.39%) Homeowner's exemption | $345,662 (+5.99%) | $414,411 (+1.15%) Land $64,752 Building $349,659 |
| 2023 | $4,100.00 (+526.91%) Homeowner's exemption | $326,136 (+620.54%) | $409,716 (+805.19%) Land $54,655 Building $355,061 |
| 2022 | $654.00 | $45,263 Land $45,263 | $45,263 Land $45,263 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 26 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VALPARAISO serves 5,722 people · EPA ID FL1460149 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 2,000 |
| City of Valparaiso Cable | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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