Okaloosa County property record for 76 Winward Ln, Shalimar, FL 32579
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,570 sqft · built 1983 |
| Lot Size | 0.184 acres (8,022 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Jun 2024) |
| Tax Bill | $2,673 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-592-5130-6 |
| Primary APN | C56-000-592-5130-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,570 sqft Living Area |
| Gross Area | 2,148 sqft |
| 1st Floor Area | 1,570 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 8,022 sqft (0.184 acres) |
| Lot Width | 80 ft Width |
| Garage Type | Attached |
| Garage Area | 546 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 76 WINWARD LN |
|---|---|
| City | SHALIMAR |
| State | FL |
| Zip | 32579-1559 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PORT DIXIE COM SW COR LOT 1 BLK 111 THC E330 FT N80 FT TO POB N80 FT W100 FT S80 FT E100 FT TO POB |
| Legal Range | 23W |
| Legal Township | 02S |
| Legal Section | 05 |
| Legal Subdivision | PORT DIXIE |
| Legal Block | 111 |
| Legal Lot Number | 1 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 21502 |
76 Winward Ln is owned and occupied by two individuals who bought it in June 2024.
Source: Okaloosa County records, as of December 31, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 76 WINWARD LN, SHALIMAR, FL 32579-1559 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 7, 2025 | Deed of Trust, Mortgage · VA Mortgage TRIDENT HOME LOANS LLC |
| Oct 9, 2017 | Deed of Trust, Mortgage · Closed-End Mortgage PENTAGON FCU |
| Apr 17, 2019 | Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2024 · Amount on File |
| Deed Sale | Jun 21, 2024 · Amount on File |
| Deed Document Number | 20243694979 |
| Prior Transfer Date | Nov 13, 2014 |
| Prior Transfer Doc | 0031732263 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 76 WINWARD LN, SHALIMAR, FL 32579-1559 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 76 WINWARD LN, SHALIMAR, FL 32579-1559 |
| Document Number | 0003776355 |
|---|---|
| Date | Oct 7, 2025 |
| Instrument | 3776355 |
| Name | TRIDENT HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | PENSACOLA, FL 32504 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 76 WINWARD LN, SHALIMAR, FL 32579-1559 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0033204795 |
|---|---|
| Date | Oct 9, 2017 |
| Book Page | 3320/4795 |
| Instrument | 3164817 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | ALEXANDRIA, VA 22313 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Sep 20, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 76 WINWARD LN, SHALIMAR, FL 32579-1559 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0033934334 |
|---|---|
| Date | Apr 17, 2019 |
| Book Page | 3393/4334 |
| Instrument | 3271601 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 10, 2034 |
The 2025 property tax bill for 76 Winward Ln was $2,673.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,673.00 | $257,363 Land $83,200 Building $174,163 | $257,363 Land $83,200 Building $174,163 |
| 2023 | $968.00 (-2.62%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption | $127,160 (+3%) | $254,041 (+8.61%) Land $58,203 Building $195,838 |
| 2022 | $994.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $123,456 | $233,892 Land $54,396 Building $179,496 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 76 Winward Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 4 (1995–2020) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 76 Winward Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
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