St. Charles County property record for 76 Willow Way, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,040 sqft · built 1968 |
| Lot Size | 0.209 acres (9,125 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,376 (2025) |
| Deeds & Mortgages | Mar 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 548730A000 |
| Primary APN | 548730A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| Gross Area | 2,392 sqft |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 1,040 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,125 sqft (0.209 acres) |
| Lot Dimensions | 125 ft deep x 73 ft wide |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 68 sqft |
| Patio Area | 276 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 548730A000 |
|---|---|
| Street Address | 76 WILLOW WAY |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-7222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | CLOVER MEADOWS LOT 76 |
| Legal Subdivision | CLOVER MEADOWS |
| Legal Lot Number | 76 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | COTTLEVILLE |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 311322 |
76 Willow Way is owned and occupied by an individual who acquired it in March 2018.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 76 WILLOW WAY, SAINT CHARLES, MO 63304-7222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 2018 |
| Deed Sale | Mar 1, 2018 |
| Deed Document Number | 2018110360 |
| Deed Book / Page | 6885 / 1550 |
| Prior Transfer Date | Feb 23, 2018 |
| Prior Transfer Doc | 0068851548 |
| Record Updated | Sep 20, 2026 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 1, 2018 |
| Property Address | 76 WILLOW WAY, SAINT CHARLES, MO 63304-7222 |
| Document Number | 0068851548 |
| Book / Page | 006885 / 001548 |
| Instrument Date | Feb 23, 2018 |
| Instrument | 110350 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 76 WILLOW WAY ST CHARLES MO 633047222, ST CHARLES, MO 63304-7222 |
The 2025 property tax bill for 76 Willow Way was $2,376, up 8.6% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $39,864 (-) | $209,811 (-) Land $47,140 Building $162,671 | |
| 2025 | $2,376.00 (+8.64%) | $39,864 | $209,811 Land $47,140 Building $162,671 |
| 2024 | $2,187.00 | ||
| 2023 | $36,411 (+21.77%) | ||
| 2022 | $1,934.00 | $29,901 | $191,638 (+21.77%) Land $47,140 Building $144,498 |
| 2021 | $157,372 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 76 Willow Way in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 24 (1982–2022) |
| Claims Outside the SFHA | 1 of 24 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 76 Willow Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
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