Hardy County property record for 76 Willow Tree Dr, Moorefield, WV 26836
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,652 sqft · built 1977 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | Individual Name on File |
| Last Sale | $168,000 (Oct 2021) |
| Tax Bill | $372 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-302-0036.0002 |
| Primary APN | 05-302-0036.0002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,652 sqft Living Area |
| 1st Floor Area | 2,264 sqft |
| Basement Area | 520 sqft |
| Finished Basement | 520 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 26,572 sqft (0.61 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 76 WILLOW TREE DR |
|---|---|
| City | MOOREFIELD |
| State | WV |
| Zip | 26836-8252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .61 AC RIG WRATCHFORD |
| Legal Subdivision | SURVEY FOR HESTER C CRITES |
| Jurisdiction | HARDY WV |
| Township / Civil Division | SOUTH FORK |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 970300 |
Source: Hardy County records · APN 05-302-0036.0002
Assessment roll updated November 17, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 76 WILLOW TREE DR, MOOREFIELD, WV 26836-8252 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 01, 2025 | Deed of Trust, Mortgage · FHA Mortgage THE FEDERAL SAVINGS BANK |
| Oct 08, 2021 | Deed, Transfer · FHA Mortgage ROCKET MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 08, 2021 · Amount on Record |
| Deed Sale | Oct 08, 2021 · Amount on Record |
| Deed Document Number | 2021225272 |
| Deed Book / Page | 361 / 106 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDY WV |
| Property Address | 76 WILLOW TREE DR, MOOREFIELD, WV 26836-8252 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000361/90 |
|---|---|
| Date | Oct 01, 2025 |
| Book Page | 361/90 |
| Instrument | 241639 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2055 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDY WV |
| Recording Date | Oct 08, 2021 |
| Property Address | 76 WILLOW TREE DR, MOOREFIELD, WV 26836-8252 |
| Document Number | 000361/106 |
| Book / Page | 361 / 106 |
| Instrument Date | Oct 08, 2021 |
| Instrument | 225272 |
| Transaction Type | Transfer |
| Record Updated | Sep 08, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000225273 |
|---|---|
| Date | Oct 08, 2021 |
| Instrument | 225273 |
| Name | ROCKET MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hardy County records · Assessment roll updated November 17, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | West Virginia |
| County | Hardy County |
| Unified School District | Hardy County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $372.00 (+5.68%) | $48,360 (+5.91%) Land $11,520 Building $36,840 | $80,600 (+5.91%) Land $19,200 Building $61,400 |
| 2023 | $352.00 | $45,660 Land $11,520 Building $34,140 | $76,100 Land $19,200 Building $56,900 |
Source: FEMA National Flood Hazard Layer as of November 15, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 7 (1996) |
| Most Recent Claim | Sep 1996 · Hurricane Fran And Associated Heavy Rains,flooding Highwind |
| Claims by Event |
|
| Wildfire Risk | Moderate above 42% of the US · above 60% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hardy Telecommunications Fiber | 1,000 / 1,000 |
Based on FCC filings for 15 locations within half a mile of this property.
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