76 Willow Ln, Spring Lake, NJ 07762 Property Records

Monmouth County and Spring Lake Heights Borough property record for 76 Willow Ln, Spring Lake, NJ 07762

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,373 sqft · built 1984
Lot Size	0.011 acres (492 sqft)
Owner	Individual Name on File
Last Sale	$392,225 (Jul 2004)
Tax Bill	$7,312 (2025)
Deeds & Mortgages	Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-00042-08-00162`

Property Details

APN / Parcel Number

Primary APN	`48-00042-08-00162`
Alternative APNs	`4800042000800162` `11265`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,373 sqft Living Area
1st Floor Area	659 sqft
Upper Floors Area	714 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	492 sqft (0.011 acres)
Garage Type	Attached
Garage Area	275 sqft
Parking Spaces	1 Parking Space
Patio Area	255 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	11265
Street Address	76 WILLOW LN
City	SPRING LAKE
State	NJ
Zip	07762-2189
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	FAIRWAY MEWS UNIT 2055
Legal Subdivision	FAIRWAY MEWS
Legal Block	42.8
Legal Lot Number	162
Jurisdiction	MONMOUTH NJ
Township / Civil Division	SPRING LAKE HEIGHTS
Census Block Group	1
Census Block	1003
Census Tract	808901

Owner

76 Willow Ln is owned by an individual who bought it in July 2004.

Source: Monmouth County and Spring Lake Heights Borough records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	4606 UNIVERSITY DR, MIAMI, FL 33146-1149
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2004 · Amount on File
Deed Sale	Jul 27, 2004 · Amount on File
Deed Book / Page	8386 / 212
Record Updated	Sep 20, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	76 WILLOW LN, SPRING LAKE, NJ 07762-2189
Document Number	0000001864
Instrument Date	Dec 17, 2018
Transaction Type	Mortgage
Record Updated	Jan 25, 2019
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 WILLOW LN SPRING LAKE NJ 077622189, SPRING LAKE, NJ 07762-2189

Mortgage

Document Number	0000001864
Date	Jan 8, 2019
Book Page	009329/006954
Instrument	1864

Lender

Name	CITIBANK
Type	Bank
Address	O'FALLON, MO 63368-2240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 7, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 76 Willow Ln was $7,312, up 5% from the year before.

Source: Monmouth County and Spring Lake Heights Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Spring Lake Heights Borough
Unified School District	Spring Lake Heights Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$817,700 (+14.51%) Land $576,400 Building $241,300	$817,700 (+14.51%) Land $576,400 Building $241,300
2025	$7,312.00 (+5.04%)	$714,100 Land $475,000 Building $239,100	$714,100 Land $475,000 Building $239,100
2024	$6,961.00
2023		$624,300 Land $395,000 Building $229,300	$624,300 Land $395,000 Building $229,300
2022	$6,805.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 76 Willow Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 76 Willow Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOROUGH OF SPRINGLAKE HEIGHTS serves 5,000 people · EPA ID NJ1349001
Water Source	Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN
Last State Inspection	Aug 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20