Worcester County and Gardner City property record for 76 Willis Rd, Gardner, MA 01440
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,902 sqft · built 1997 |
| Lot Size | 1.37 acres (60,000 sqft) |
| Owner | Company Name on Record |
| Last Sale | $425,000 (Oct 2021) |
| Tax Bill | $9,639 (2026) |
| Deeds & Mortgages | Aug 2022 Refinance Oct 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | M:W-22 B:0001C L:0014B |
| Primary APN | M:W-22 B:0001C L:0014B |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,902 sqft Living Area |
| Gross Area | 6,131 sqft |
| Basement Area | 1,765 sqft |
| Unfinished Basement | 1,765 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 60,000 sqft (1.37 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 76 WILLIS RD |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-2448 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 9 |
| Legal Lot Number | 14B |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 707500 |
Source: Worcester County and Gardner City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 76 WILLIS RD, GARDNER, MA 01440-2448 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 17, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU |
| Oct 15, 2021 | Quit Claim Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2021 · Amount on Record |
| Deed Sale | Oct 15, 2021 · Amount on Record |
| Prior Sale | Aug 11, 1997 · Amount on Record |
| Deed Document Number | 2021145139 |
| Deed Book / Page | 66303 / 214 |
| Prior Transfer Date | Oct 8, 2021 |
| Prior Transfer Doc | 66303-214 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 76 WILLIS RD, GARDNER, MA 01440-2448 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 068081-115 |
|---|---|
| Date | Aug 17, 2022 |
| Book Page | 68081/115 |
| Instrument | 90600 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2042 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Oct 15, 2021 |
| Property Address | 76 WILLIS RD, GARDNER, MA 01440-2448 |
| Document Number | 66303-214 |
| Book / Page | 66303 / 214 |
| Instrument Date | Oct 8, 2021 |
| Instrument | 145139 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 76 WILLIS RD, GARDNER, MA 01440-2448 |
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,639.00 (+9,940.63%) | $700,000 (+4.23%) Land $96,000 Building $604,000 | $605,300 (+13.21%) |
| 2025 | $96.00 (-98.73%) | $671,600 (+32.94%) Land $87,000 Building $584,600 | $534,660 |
| 2024 | $7,573.00 | $505,200 Land $79,200 Building $426,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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