76 White Oaks Cir, Bluffton, SC 29910 Property Records

Beaufort County property record for 76 White Oaks Cir, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	1 bd · 2,706 sqft · built 1998
Owner	2 Individual Names on Record
Last Sale	$290,000 (Apr 2012)
Tax Bill	$2,407 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R60003100A04000000`

Property Details

APN / Parcel Number

Primary APN	`R60003100A04000000`
Alternative APN	`03676800`

Interior

Bedrooms	1 Bed
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,706 sqft Living Area

Exterior

Year Built	Built 1998
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Wood Shingle
Garage Type	Attached
Garage Area	544 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	03676800
Old Parcel Number	R60003100A04000000
Street Address	76 WHITE OAKS CIR
City	BLUFFTON
State	SC
Zip	29910-5711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4116
Legal Description	LOT 860 BLK K ROSEHILL PLANT. PB 35 P 266
Legal Subdivision	ROSEHILL GOLF SIDE
Legal Block	K
Legal Lot Number	860
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	3
Census Block	3010
Census Tract	2106

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	76 WHITE OAKS CIR, BLUFFTON, SC 29910-5711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Jul 16, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Feb 22, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2012 · Amount on Record
Deed Sale	Apr 9, 2012 · Amount on Record
Prior Sale	Apr 9, 2012
Deed Document Number	2012019357
Deed Book / Page	3133 / 0849
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	76 WHITE OAKS CIR, BLUFFTON, SC 29910-5711
Transaction Type	Mortgage
Record Updated	Apr 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030159
Date	Apr 27, 2021
Book Page	4003/1722
Instrument	2021030159

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	76 WHITE OAKS CIR, BLUFFTON, SC 29910-5711
Document Number	0000038944
Instrument Date	Jul 16, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	76 WHITEOAKS CIR BLUFFTON SC 299105711, BLUFFTON, SC 29910-5711

Mortgage

Document Number	0000038944
Date	Jul 21, 2020
Book Page	003887/000199
Instrument	38944

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 20, 2045

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	76 WHITE OAKS CIR, BLUFFTON, SC 29910-5711
Document Number	0000009916
Book / Page	003555 / 000965
Instrument Date	Feb 22, 2017
Transaction Type	Mortgage
Record Updated	Mar 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	76 WHITEOAKS CIR BLUFFTON SC 299105711, BLUFFTON, SC 29910-5711

Mortgage

Document Number	0000009916
Date	Feb 28, 2017
Book Page	003555/000965
Instrument	9916

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Feb 27, 2042

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,407.00 (-0.08%)	$18,670 (-32.66%)
2024	$2,409.00	$27,724 (-) Land $5,880 Building $21,844	$693,100 (-) Land $147,000 Building $546,100
2023	$2,409.00 (+8.66%)	$27,724 (+70.76%) Land $5,880 Building $21,844	$693,100 (+70.76%) Land $147,000 Building $546,100
2022	$2,217.00	$16,236 Land $2,680 Building $13,556	$405,900 Land $67,000 Building $338,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 166 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	166 in force
Nearby Flood Claims	7 (1999–2016)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber · Cable	1,000 / 1,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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