Delaware County and Franklin Town property record for 76 Water St, Franklin, NY 13775
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 3,360 sqft · built 1900 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $95,000 (Aug 2024) |
| Tax Bill | $4,058 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 123201 97.12-1-5 |
| Primary APN | 123201 97.12-1-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 3,360 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 66 ft deep x 181 ft wide |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 06401068008 |
|---|---|
| Street Address | 76 WATER ST |
| City | FRANKLIN |
| State | NY |
| Zip | 13775-7716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DEL CO |
| Legal Block | 1 |
| Legal Lot Number | 5.000 |
| Jurisdiction | DELAWARE NY |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 970300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Franklin Village Historic District listed 1984 · 247 contributing resources · NRIS 84002220 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
76 Water St is owned by an individual who bought it in August 2024.
Source: Delaware County and Franklin Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 402, OTEGO, NY 13825-0402 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 2024 · Amount on File |
| Deed Sale | Aug 20, 2024 · Amount on File |
| Prior Sale | Mar 15, 2013 · Amount on File |
| Deed Book / Page | 1793 / 50 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 76 Water St was $4,058, up 1.2% from the year before.
Source: Delaware County and Franklin Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Delaware County |
| County Subdivision | Franklin Town |
| Municipality | Franklin Village |
| Unified School District | Franklin Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,058.00 (+1.25%) | ||
| 2025 | $4,008.00 | $121,000 Land $18,000 Building $103,000 | $180,597 Land $26,866 Building $153,731 |
| 2023 | $121,000 (-) Land $18,000 Building $103,000 | $159,211 (+23.68%) Land $23,684 Building $135,527 | |
| 2022 | $121,000 Land $18,000 Building $103,000 | $128,723 Land $19,149 Building $109,574 | |
| 2021 | $1,839.00 (-44.82%) | ||
| 2020 | $3,333.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 76 Water St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2006) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2006 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 76 Water St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN VILLAGE serves 481 people · EPA ID NY1200262 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Delhi Telephone Company Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier.
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