Cattaraugus County and Persia Town property record for 76 W Main St, Gowanda, NY 14070
| Property Type | Bank, Financial Building |
|---|---|
| Details | 7,360 sqft · built 1966 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | Company Name on File |
| Last Sale | $508,000 (Jul 2012) |
| Tax Bill | $13,414 (2026) |
| Flood Zone | Zone AO (high risk) |
| APN | 047201 8.083-2-4 |
| Primary APN | 047201 8.083-2-4 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 7,360 sqft Gross Area |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Lot Area | 45,738 sqft (1.05 acres) |
| Lot Dimensions | 290 ft deep x 104 ft wide |
| Porch | Slab |
| Porch Area | 484 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1007 |
|---|---|
| Street Address | 76 W MAIN ST |
| City | GOWANDA |
| State | NY |
| Zip | 14070-1319 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Legal Description | 26 06 08 |
| Legal Block | 2 |
| Legal Lot Number | 4.000 |
| Jurisdiction | CATTARAUGUS NY |
| Township / Civil Division | PERSIA |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 960400 |
76 W Main St, a commercial property, is owned by a company that bought it in July 2012.
Source: Cattaraugus County and Persia Town records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5790 WIDEWATERS PKWY, SYRACUSE, NY 13214-1884 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 2012 · Amount on File |
| Deed Sale | Jul 27, 2012 · Amount on File |
| Deed Book / Page | 18123 / 6002 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 76 W Main St was $13,414, down 1.1% from the year before.
Source: Cattaraugus County and Persia Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cattaraugus County |
| County Subdivision | Persia Town |
| Municipality | Gowanda Village |
| Unified School District | Gowanda Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,414.00 (-1.09%) | ||
| 2025 | $13,562.00 (-8.28%) | $673,700 Land $22,900 Building $650,800 | $673,700 Land $22,900 Building $650,800 |
| 2024 | $14,786.00 | ||
| 2023 | $673,700 Land $22,900 Building $650,800 | $673,700 Land $22,900 Building $650,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 76 W Main St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 53 policies |
| Nearby Flood Policies | 53 in force |
| Nearby Flood Claims | 124 (1979–2014) |
| Claims Outside the SFHA | 20 of 124 |
| Most Recent Claim | May 2014 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 76 W Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOWANDA VILLAGE serves 2,800 people · EPA ID NY0400340 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Armstrong.
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