76 W Barrows St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 76 W Barrows St, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,732 sqft · built 1962
Lot Size	0.202 acres (8,799 sqft)
Owner	Individual Name on File
Last Sale	$335,000 (May 2021)
Tax Bill	$5,020 (2026)
Deeds & Mortgages	Mar 2024 Refinance May 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1-0008-02`

Property Details

APN / Parcel Number

Primary APN	`1-0008-02`
Alternative APN	`CUMB M:007 B:0331 L:000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,732 sqft Living Area
Gross Area	4,576 sqft
1st Floor Area	1,732 sqft
Basement Area	1,380 sqft
Unfinished Basement	1,380 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,799 sqft (0.202 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	1-0008-02
Street Address	76 W BARROWS ST
City	CUMBERLAND
State	RI
Zip	02864-7428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	110
Legal Block	331
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	5
Census Block	5006
Census Tract	11200

Owner

76 W Barrows St is owned and occupied by an individual who bought it in May 2021.

Source: Cumberland Town records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	76 W BARROWS ST, CUMBERLAND, RI 02864-7428
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
May 7, 2021	Deed, Transfer
May 7, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage NFM LENDING
Jun 5, 2017	Warranty Deed, Transfer · Conventional Mortgage NAVIGANT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2021 · Amount on File
Deed Sale	May 7, 2021 · Amount on File
Deed Document Number	2021123961
Deed Book / Page	1888 / 234
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	76 W BARROWS ST, CUMBERLAND, RI 02864-7428
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001974-821
Date	Mar 27, 2024
Book Page	1974/821
Instrument	143243

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2044

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CUMBERLAND RI
Recording Date	May 7, 2021
Property Address	76 W BARROWS ST, CUMBERLAND, RI 02864-7428
Document Number	1888-230
Book / Page	1888 / 230
Instrument	123960
Transaction Type	Transfer
Record Updated	May 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 W BARROWS ST, CUMBERLAND, RI 02864-7428

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	May 7, 2021
Property Address	76 W BARROWS ST, CUMBERLAND, RI 02864-7428
Document Number	1888-234
Book / Page	1888 / 234
Instrument Date	May 3, 2021
Instrument	123961
Transaction Type	Transfer
Record Updated	May 20, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001888-238
Date	May 7, 2021
Book Page	1888/238
Instrument	123962

Lender

Name	NFM LENDING

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Jun 5, 2017
Property Address	76 W BARROWS ST, CUMBERLAND, RI 02864-7428
Document Number	1743-818
Book / Page	001743 / 000818
Instrument Date	May 31, 2017
Transaction Type	Transfer
Record Updated	Jul 4, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	76 W BARROWS ST CUMBERLAND RI 028647428, CUMBERLAND, RI 02864-7428

Mortgage

Document Number	1743-834
Date	Jun 5, 2017
Book Page	001743/000834

Lender

Name	NAVIGANT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 76 W Barrows St was $5,020, up 17.6% from the year before.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,020.00 (+17.62%)	$501,500 (+44.19%) Land $191,100 Building $310,400	$495,656
2025	$4,268.00	$347,800 Land $97,000 Building $250,800
2023	$4,041.00 (+5.73%)	$347,800 (+36.39%) Land $97,000 Building $250,800
2022	$3,822.00	$255,000 Land $71,200 Building $183,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 76 W Barrows St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 76 W Barrows St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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