76 W 7th St, Atlantic Beach, FL 32233 Property Records

Duval County property record for 76 W 7th St, Atlantic Beach, FL 32233

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,203 sqft · built 1996
Lot Size0.09 acres (3,913 sqft)
OwnerIndividual Name on File
Last Sale$175,000 (Mar 2019)
Tax Bill$2,108 (2025)
Deeds & MortgagesApr 2022 Line of Credit
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN170818-0040

Property Details

APN / Parcel Number

Primary APN170818-0040

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,203 sqft Living Area
Gross Area1,573 sqft
1st Floor Area1,203 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialCombination
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area3,913 sqft (0.09 acres)
Lot Dimensions102 ft deep x 40 ft wide
Garage TypeAttached
Garage Area310 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Porch Area20 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address76 W 7TH ST
CityATLANTIC BEACH
StateFL
Zip32233-3474
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeARG
Legal Description18-34 17-2S-29E .093 ATLANTIC BEACH SECTION H W 4OFT LOT 4 BLK 72
Legal Range29E
Legal Township02S
Legal Section17
Legal SubdivisionATLANTIC BEACH SEC H
Legal Block72
Legal Lot Number4
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE BEACHES
Census Block Group1
Census Block1040
Census Tract13902

Owner

76 W 7th St is owned and occupied by an individual who bought it in March 2019.

Source: Duval County records, as of September 25, 2026

Owner of RecordIndividual Name on File
Mailing Address76 W 7TH ST, ATLANTIC BEACH, FL 32233-3474
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 7, 2022Deed of Trust, Mortgage · Line of Credit
VYSTAR CU
Mar 31, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 29, 2019Warranty Deed, Transfer · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 29, 2019 · Amount on File
Deed SaleMar 29, 2019 · Amount on File
Prior SaleAug 22, 1996 · Amount on File
Deed Document Number201969998
Deed Book / Page18734 / 2090
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address76 W 7TH ST, ATLANTIC BEACH, FL 32233-3474
Transaction TypeMortgage
Record UpdatedApr 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address76 W 7TH ST, ATLANTIC BEACH, FL 32233-3474

Mortgage

Document Number0202122083
DateApr 7, 2022
Book Page20212/2083
Instrument2022086906
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueApr 1, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address76 W 7TH ST, ATLANTIC BEACH, FL 32233-3474
Transaction TypeMortgage
Record UpdatedApr 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address76 W 7TH ST, ATLANTIC BEACH, FL 32233-3474

Mortgage

Document Number0196561081
DateMar 31, 2021
Book Page19656/1081
Instrument2021081925
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateMar 29, 2019
Property Address76 W 7TH ST, ATLANTIC BEACH, FL 32233-3474
Document Number0187342090
Book / Page018734 / 002090
Instrument DateMar 20, 2019
Instrument69998
Transaction TypeTransfer
Record UpdatedApr 22, 2019
Title CompanyCOMPASS CLOSINGS AND TITLE SERVICES, COMPASS CLOSINGS & TITLE SVCS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,225.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address76 W 7TH ST JACKSONVILLE FL 322333474, JACKSONVILLE, FL 32233-3474

Mortgage

Document Number187342092
DateMar 29, 2019
Book Page018734/002092
Instrument69999
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMar 28, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 76 W 7th St was $2,108 with a homeowner's exemption, up 2.3% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityAtlantic Beach City
CountyDuval County
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$168,247 (+2.7%)$237,275 (-1.04%) Land $71,200 Building $166,075
2025$2,108.00 (+2.33%) Homeowner's exemption$163,824$239,768 Land $78,320 Building $161,448
2024$2,060.00 (+3.47%)
2023$1,991.00 (+9.28%) Homeowner's exemption$154,570 (+3%)$220,556 (+17.5%) Land $78,320 Building $142,236
2022$1,822.00 Homeowner's exemption$150,068$187,711 Land $71,200 Building $116,511

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 76 W 7th St in Zone X, an area of minimal flood risk, though there have been 53 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 138 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies138 in force
Nearby Flood Claims53 (1993–2022)
Claims Outside the SFHA44 of 53
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 76 W 7th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATLANTIC BEACH WATER SYSTEM
serves 23,503 people · EPA ID FL2160200
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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