Rowan County property record for 76 Vicky Ln, Clearfield, KY 40313 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Square Footage | 1,068 sqft Living Area |
| Lot Size | 12,000 sqft (0.28 acres) |
| Garage | Attached |
| Occupancy | Owner Occupied |
| Last Sale | $130,000 (2024) |
| Tax Bill | $1,088.00 (2025) |
| Primary APN | 081-10 00 216.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,068 sqft Living Area |
| Stories | 1 Stories |
| Exterior Material | Aluminum/Vinyl Exterior |
|---|---|
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 12,000 sqft (0.28 acres) |
| Garage Type | Attached Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Account Number | 3704 |
|---|---|
| Street Address | 76 VICKY LN |
| City | CLEARFIELD |
| State | KY |
| Zip | 40313-9764 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HOUSE & LOT #37B PRETTY VALLEY |
| Legal Subdivision | PRETTY VALLEY |
| Legal Lot Number | 37B |
| Jurisdiction | ROWAN KY |
| Minor Civil Division | MOREHEAD |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 950302 |
Source: Rowan County records · APN 081-10 00 216.00
Assessment roll updated November 18, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 76 VICKY LN, CLEARFIELD, KY 40313-9764 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Apr 26, 2024 | Deed, Subdivision Related Transfer · Veterans Administration Mortgage MORTGAGE RESEARCH CENTER LLC |
| Feb 08, 2021 | Deed, Transfer · Line of Credit RIVER CITY BANK INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 26, 2024 · Amount on Record |
| Deed Sale | Apr 26, 2024 · Amount on Record |
| Prior Sale | Jan 31, 2015 · Amount on Record |
| Deed Doc Number | 20242029566 |
| Deed Book / Page | 291 / 536 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Apr 26, 2024 |
| Property Address | 76 VICKY LN, CLEARFIELD, KY 40313-9764 |
| Document Number | 00D291/536 |
| Book / Page | D291 / 536 |
| Map Reference | MB 4 PG 62 |
| Instrument Date | Apr 26, 2024 |
| Instrument | 2029566 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 17, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $130.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11404 WHITNEY HILL RD, LOUISVILLE, KY 40299-4388 |
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 76 VICKY LN, CLEARFIELD, KY 40313-9764 |
| Document Number | 0002029567 |
|---|---|
| Date | Apr 26, 2024 |
| Instrument | 2029567 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Feb 08, 2021 |
| Property Address | 76 VICKY LN, CLEARFIELD, KY 40313-9764 |
| Document Number | 00D278/564 |
| Book / Page | D278 / 564 |
| Map Reference | MB 4 PG 62 |
| Instrument Date | Feb 02, 2021 |
| Instrument | 2008212 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11404 WHITNEY HILL RD, LOUISVILLE, KY 40299-4388 |
| Name | Verified Name |
|---|---|
| Address | 11404 WHITNEY HILL RD, LOUISVILLE, KY 40299-4388 |
| Document Number | 0002008213 |
|---|---|
| Date | Feb 08, 2021 |
| Instrument | 2008213 |
| Name | RIVER CITY BANK INC |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 02, 2036 |
Source: Rowan County records · Assessment roll updated November 18, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,088.00 (+124.79%) | $130,000 (+128.47%) Land $12,500 Building $117,500 | $130,000 (+128.47%) Land $12,500 Building $117,500 |
| 2023 | $484.00 | $56,900 Land $10,000 Building $46,900 | $56,900 Land $10,000 Building $46,900 |
Source: FEMA National Flood Hazard Layer, Rowan County (21205C), updated April 18, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 6,250 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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