76 Teal Cir, Ocean Pines (Berlin), MD 21811 Property Records

Worcester County property record for 76 Teal Cir, Ocean Pines, MD 21811 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,276 sqft · built 1985
Lot Size	0.211 acres (9,210 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Jan 2020)
Tax Bill	$3,810 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`03-045900`

Property Details

APN / Parcel Number

Primary APN	`03-045900`
Alternative APN	`045900`

Interior

Full Baths	4 Baths
Building Area	1,276 sqft Total Area
Basement Area	1,020 sqft
Finished Basement	1,020 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,210 sqft (0.211 acres)
View / Lot	Waterfront
Deck Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	045900
Street Address	76 TEAL CIR
City	BERLIN
State	MD
Zip	21811-1542
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT C-04-042 9210 SQ FT TEAL CIRCLE PLAT OCEAN PINES SEC 4
Legal Subdivision	OCEAN PINES SECTION 4
Legal Lot Number	42
Jurisdiction	WORCESTER MD
Township / Civil Division	6, NORTHERN
Census Block Group	1
Census Block	1003
Census Tract	950600

Owner

Source: Worcester County records · APN 03-045900

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7922 MAPLEVILLE RD, BOONSBORO, MD 21713-2121
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 03, 2020 · Amount on Record
Deed Sale	Jan 03, 2020 · Amount on Record
Prior Sale	Oct 07, 1981 · Amount on Record
Deed Book / Page	7568 / 413
Record Updated	Sep 20, 2026

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Jan 03, 2020
Property Address	76 TEAL CIR, OCEAN PINES, MD 21811-1542
Document Number	0075680413
Book / Page	7568 / 413
Map Reference	MB FWH11 FO 54
Instrument Date	Oct 28, 2019
Transaction Type	Transfer
Record Updated	May 03, 2022
Title Company	KEYSTONE TTL SETMNT SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7922 MAPLEVILLE RD, BOONSBORO, MD 21713-2121

Mortgage

Document Number	0007568417
Date	Jan 03, 2020
Instrument	7568/417

Lender

Name	SUN TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Nov 01, 2049

Tax Assessment & Valuation

Source: Worcester County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$458,633 (+30.07%)	$504,500 (+37.5%) Land $200,600 Building $303,900
2025	$3,810.00 (+12.92%)
2023	$3,374.00	$352,600	$366,900 Land $181,100 Building $185,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (24047C), updated June 4, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240479506001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 351 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	388 units insured 37 under condo master policies
Nearby Flood Claims	78 (1978–2021)
Claims Outside the SFHA	13 of 78
Most Recent Claim	Oct 2021, rainfall accumulation
Claims By Storm	Hurricane Sandy, Oct 2012 · 7 claims Hurricane Isabel, Sep 2003 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 540 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.