76 Sunset Bay, Unit 18B, Miramar Beach, FL 32550 Property Records

Walton County property record for 76 Sunset Bay, Unit 18B, Miramar Beach, FL 32550

Property Summary

Property Type	Condominium
Lot Size	0.028 acres (1,256 sqft)
Owner	Company Name on File
Last Sale	$436,000 (Mar 2022)
Tax Bill	$3,055 (2024)
Deeds & Mortgages	Mar 2022 Sale & Second Mortgage Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-2S-21-42500-000-018B`

Property Details

APN / Parcel Number

Primary APN	`29-2S-21-42500-000-018B`
Alternative APN	`1063460`

Exterior

Lot Area	1,256 sqft (0.028 acres)

Location & Zoning

Account Number	1063460
Street Address	76 SUNSET BAY UNIT 18B, 18B
City	MIRAMAR BEACH
State	FL
Zip	32550-3079
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 18-B GARDEN VILLA SEASCAPE PH I CONDO AND INTEREST IN COMMON ELEMENTS AS REC OR 101-650 OR 102-440 OR 1028-113 OR
Legal Range	21W
Legal Township	02S
Legal Section	29
Legal Subdivision	GARDEN VILLA
Legal Phase	1
Legal Lot Number	18B
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1038
Census Tract	950609

Owner

76 Sunset Bay, Unit 18B is owned by a company that bought it in March 2022.

Source: Walton County records, as of December 17, 2025

Owner of Record	Company Name on File
Mailing Address	5640 CLINCHFIELD TRL, NORCROSS, GA 30092-2052
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Warranty Deed, Transfer · Stand-Alone Second Mortgage BANKPLUS
Feb 2, 2021	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Nov 1, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2022 · Amount on File
Deed Sale	Mar 7, 2022 · Amount on File
Prior Sale	Feb 2, 2021 · Amount on File
Deed Document Number	20220010567
Deed Book / Page	3241 / 4357
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 7, 2022
Property Address	76 SUNSET BAY UNIT 18B, 18B, MIRAMAR BEACH, FL 32550-3079
Document Number	0032414357
Book / Page	3241 / 4357
Map Reference	MB 102 PG 440-442
Instrument Date	Mar 4, 2022
Instrument	20220010567
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,052.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11406 RED FERN PL, 11406, FORT WAYNE, IN 46845-8781

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5640 CLINCHFIELD TRL, PEACHTREE CORNERS, GA 30092-2052

Mortgage

Document Number	0032414359
Date	Mar 7, 2022
Instrument	3241/4359

Lender

Name	BANKPLUS
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 4, 2052

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 2, 2021
Property Address	76 SUNSET BAY UNIT 18B, 18B, MIRAMAR BEACH, FL 32550-3079
Document Number	0031810582
Book / Page	3181 / 582
Map Reference	MB 102 PG 440-442
Instrument Date	Jan 29, 2021
Instrument	20210004771
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	BRIGHT LINE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	163 TREYMOOR DR, 163, ALABASTER, AL 35007-3151

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11406 RED FERN PL, FORT WAYNE, IN 46845-8781

Mortgage

Document Number	0003181585
Date	Feb 2, 2021
Instrument	3181/585

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Nov 1, 2019
Property Address	76 SUNSET BAY UNIT 18B, 18B, MIRAMAR BEACH, FL 32550-3079
Document Number	0031224147
Book / Page	003122 / 004147
Instrument Date	Oct 23, 2019
Instrument	38245
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 TREYMOOR DR ALABASTER AL 350073151, ALABASTER, AL 35007-3151

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$334,499 Building $334,499	$334,499 Building $334,499
2024	$3,055.00 (+0.53%)
2023	$3,039.00 (+37.26%)	$334,499 (+4%) Building $334,499	$334,499 (+4%) Building $334,499
2022	$2,214.00	$238,928 Building $238,928	$238,928 Building $238,928

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 76 Sunset Bay, Unit 18B in Zone X, an area of minimal flood risk, though there have been 64 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 76 Sunset Bay, Unit 18B is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink, T-Mobile, Wildstar Networks.

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