76 Spruce Rd, Edwards, NY 13635 Property Records

St. Lawrence County and Edwards Town property record for 76 Spruce Rd, Edwards, NY 13635

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,396 sqft · built 1880
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on Record
Last Sale	$59,000 (Aug 2007)
Tax Bill	$1,958 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Jul 2026 Sale + 1 more
APN	`403400 162.003-1-21.1`

Property Details

APN / Parcel Number

Primary APN	`403400 162.003-1-21.1`
Alternative APN	`40348916200300010210010000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,396 sqft Living Area
1st Floor Area	931 sqft
Upper Floors Area	465 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	23,958 sqft (0.55 acres)
Lot Dimensions	164 ft deep x 150 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	288 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	403400 162.003-1-21.1
Street Address	76 SPRUCE RD
City	EDWARDS
State	NY
Zip	13635-3181
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	21.001
Jurisdiction	ST LAWRENCE NY
Township / Civil Division	EDWARDS
Census Block Group	2
Census Block	2023
Census Tract	492600

Owner

Source: St. Lawrence County and Edwards Town records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	76 SPRUCE RD, EDWARDS, NY 13635-3181
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
Jul 2, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Mar 21, 2018	Warranty Deed, Transfer · Conventional Mortgage GOUVERNEUR S&L ASSN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2007 · Amount on Record
Deed Sale	Aug 6, 2007 · Amount on Record
Prior Sale	Nov 20, 2003 · Amount on Record
Deed Book / Page	2007 / 13667
Last Transfer Date	Jun 24, 2026
Transfer Doc	0000007898
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LAWRENCE NY
Recording Date	Sep 10, 2026
Property Address	76 SPRUCE RD, EDWARDS, NY 13635-3181
Document Number	0000011190
Instrument Date	Aug 31, 2026
Instrument	202611190
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 SPRUCE RD, EDWARDS, NY 13635-3181

Mortgage

Document Number	0000011190,
Date	Sep 10, 2026
Instrument	202611190

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 15, 2041

Interest

Max Rate	-1%

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LAWRENCE NY
Recording Date	Jul 2, 2026
Property Address	76 SPRUCE RD, EDWARDS, NY 13635-3181
Document Number	0000007898
Instrument Date	Jun 24, 2026
Instrument	20267898
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 SPRUCE RD, EDWARDS, NY 13635-3181

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LAWRENCE NY
Recording Date	Mar 21, 2018
Property Address	76 SPRUCE RD, EDWARDS, NY 13635-3181
Document Number	0000003271
Instrument Date	Feb 28, 2018
Instrument	3271
Transaction Type	Transfer
Record Updated	Apr 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$256.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 55 NEWTON FALLS NY 136660055, NEWTON FALLS, NY 13666-0055

Mortgage

Document Number	3272
Date	Mar 21, 2018
Instrument	3272

Lender

Name	GOUVERNEUR S&L ASSN
Type	Federal Savings Bank
Address	GOUVERNEUR, NY 13642

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 20, 2043

Tax Assessment & Valuation

Source: St. Lawrence County and Edwards Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	St. Lawrence County
County Subdivision	Edwards Town
Unified School District	Edwards-Knox Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,958.00 (-3.5%)
2025	$2,029.00 (+0.1%)	$61,400 (-) Land $5,900 Building $55,500	$88,986 (-) Land $8,551 Building $80,435
2024	$2,027.00	$61,400 (-) Land $5,900 Building $55,500	$88,986 (+1.45%) Land $8,551 Building $80,435
2023		$61,400 Land $5,900 Building $55,500	$87,714 Land $8,429 Building $79,285

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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