Catoosa County property record for 76 Southern Dr, Ringgold, GA 30736
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,192 sqft · built 2008 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $290,000 (May 2025) |
| Tax Bill | $1,898 (2025) |
| Deeds & Mortgages | May 2025 Sale & Mortgage Feb 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0025J046000 |
| Primary APN | 0025J046000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,192 sqft Heated Area |
| 1st Floor Area | 1,192 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 144 ft deep x 85 ft wide |
| Garage Area | 400 sqft |
| Porch | Slab |
| Porch Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 14629 |
|---|---|
| Street Address | 76 SOUTHERN DR |
| City | RINGGOLD |
| State | GA |
| Zip | 30736-3084 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 46 SOUTHERN HEIGHTS |
| Legal Subdivision | SOUTHERN HEIGHTS |
| Legal Lot Number | 46 |
| Jurisdiction | CATOOSA GA |
| Township / Civil Division | RINGGOLD |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 30305 |
76 Southern Dr is owned and occupied by two individuals who bought it in May 2025.
Source: Catoosa County records, as of February 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 76 SOUTHERN DR, RINGGOLD, GA 30736-3084 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 12, 2025 | Limited Warranty Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE |
| Feb 2, 2018 | Deed of Trust, Mortgage · Conventional Mortgage TJC MORTGAGE |
| Nov 23, 2018 | Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2025 · Amount on File |
| Deed Sale | May 12, 2025 · Amount on File |
| Prior Sale | Dec 17, 2008 · Amount on File |
| Deed Document Number | 20253178 |
| Deed Book / Page | 2385 / 207 |
| Prior Transfer Date | Dec 22, 2017 |
| Prior Transfer Doc | 0019190171 |
| Record Updated | Jun 8, 2026 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | May 12, 2025 |
| Property Address | 76 SOUTHERN DR, RINGGOLD, GA 30736-3084 |
| Document Number | 0023850207 |
| Book / Page | 2385 / 207 |
| Instrument Date | May 9, 2025 |
| Instrument | D2025003178 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2.90 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 76 SOUTHERN DR, RINGGOLD, GA 30736-3084 |
| Investor | Possibly a Property Investor |
| Document Number | D2025003179 |
|---|---|
| Date | May 12, 2025 |
| Instrument | D2025003179 |
| Name | SIERRA PACIFIC MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Jan 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 76 SOUTHERN DR, RINGGOLD, GA 30736-3084 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0019190171 |
|---|---|
| Date | Feb 2, 2018 |
| Book Page | 1919/171 |
| Instrument | 000737 |
| Name | TJC MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 76 SOUTHERN DR, RINGGOLD, GA 30736-3084 |
| Document Number | 0019650281 |
| Instrument Date | Nov 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2019 |
| Name | Verified Name |
|---|---|
| Address | 76 SOUTHERN DR RINGGOLD GA 307363084, RINGGOLD, GA 30736-3084 |
| Document Number | 0019650281 |
|---|---|
| Date | Nov 29, 2018 |
| Book Page | 001965/000281 |
| Instrument | 8271 |
| Name | AMERIHOME MTG |
|---|---|
| Type | Mortgage Company |
| Address | THOUSAND OAKS, CA 91362-3888 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 28, 2048 |
The 2025 property tax bill for 76 Southern Dr was $1,898 with a homeowner's exemption.
Source: Catoosa County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Catoosa County |
| Unified School District | Catoosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,898.00 Homeowner's exemption | $105,801 Land $14,000 Building $91,801 | $264,502 Land $35,000 Building $229,502 |
| 2023 | $1,747.00 (+23.29%) Homeowner's exemption | $80,038 Land $14,000 Building $66,038 | $200,094 Land $35,000 Building $165,094 |
| 2022 | $1,417.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 76 Southern Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 76 Southern Dr is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 61% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CATOOSA UTIL. DIST. AUTHORITY serves 59,643 people · EPA ID GA0470000 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ringgold Telephone Company Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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