Richland County property record for 76 Sibley Ln, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,586 sqft · built 2019 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (Oct 2019) |
| Tax Bill | $1,819 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jan 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28803-03-20 |
| Primary APN | 28803-03-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,586 sqft Heated Area |
| Gross Area | 2,074 sqft |
| 1st Floor Area | 1,304 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Area | 326 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02147929 |
|---|---|
| Street Address | 76 SIBLEY LN |
| City | ELGIN |
| State | SC |
| Zip | 29045-7911 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | LOT 21 45X120X45X120 #SU PARK @ LIBERTY RIDGE PH 1 #PR RB2294-2613 |
| Legal Subdivision | LIBERTY RIDGE |
| Legal Phase | 1 |
| Legal Lot Number | 21,45 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2079 |
| Census Tract | 11407 |
76 Sibley Ln is owned and occupied by an individual who acquired it in July 2025.
Source: Richland County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 76 SIBLEY LN, ELGIN, SC 29045-7911 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 27, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jan 31, 2021 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Oct 29, 2019 | Grant Deed, Subdivision Related Transfer · Conventional with PMI AMERIS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2019 · Amount on File |
| Deed Sale | Oct 29, 2019 · Amount on File |
| Deed Document Number | 201980196 |
| Deed Book / Page | 2440 / 2960 |
| Last Transfer Date | Jul 25, 2025 |
| Transfer Doc | 0030420442 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 76 SIBLEY LN, ELGIN, SC 29045-7911 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 76 SIBLEY LN, ELGIN, SC 29045-7911 |
| Document Number | 0031120156 |
|---|---|
| Date | Mar 27, 2026 |
| Book Page | 3112/156 |
| Instrument | 2026014440 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jan 31, 2021 |
| Property Address | 76 SIBLEY LN, ELGIN, SC 29045-7911 |
| Document Number | 2581/2302 |
| Book / Page | 002581 / 002302 |
| Instrument Date | Jan 21, 2021 |
| Instrument | 6233 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 76 SIBLEY LN ELGIN SC 290457911, ELGIN, SC 29045-7911 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Oct 29, 2019 |
| Property Address | 76 SIBLEY LN, ELGIN, SC 29045-7911 |
| Document Number | 2440/2960 |
| Book / Page | 002440 / 002960 |
| Instrument Date | Oct 25, 2019 |
| Instrument | 80196 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 12, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $666.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 76 SIBLEY LN ELGIN SC 290457911, ELGIN, SC 29045-7911 |
| Document Number | 2440/2964 |
|---|---|
| Date | Oct 29, 2019 |
| Book Page | 002440/002964 |
| Instrument | 80197 |
| Name | AMERIS BK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30057 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 28, 2049 |
The 2025 property tax bill for 76 Sibley Ln was $1,819.
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,819.00 | $7,200 (-96.52%) | $239,800 (-) Land $50,400 Building $189,400 |
| 2024 | $207,000 (+2,775%) | $239,800 (+33.22%) Land $50,400 Building $189,400 | |
| 2023 | $1,549.00 | $7,200 | $180,000 |
| 2021 | $1,636.00 | $7,200 | $180,000 Land $30,000 Building $150,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 76 Sibley Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 31 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 76 Sibley Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 92% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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