76 Sebago Rd, Sebago, ME 04029 Property Records

Cumberland County and Sebago Town property record for 76 Sebago Rd, Sebago, ME 04029

Property Summary

Property Type	Single Family Home
Details	612 sqft
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$835,000 (Sep 2023)
Tax Bill	$4,396 (2025)
Deeds & Mortgages	Oct 2023 Refinance Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:019 L:061-3`

Property Details

APN / Parcel Number

Primary APN	`M:019 L:061-3`
Alternative APNs	`SEBA M:019 L:061 S:3` `1667`

Interior

Stories	4 Stories
Building Area	612 sqft Total Area

Exterior

Lot Area	10,019 sqft (0.23 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	1667
Street Address	76 SEBAGO RD
City	SEBAGO
State	ME
Zip	04029-3727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	61
Jurisdiction	SEBAGO ME
Township / Civil Division	SEBAGO
Census Block Group	2
Census Block	2005
Census Tract	16500

Owner

76 Sebago Rd is owned by two individuals who bought it in September 2023.

Source: Cumberland County and Sebago Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	85 SEBAGO RD, SEBAGO, ME 04029-3712
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance NORWAY SAVINGS BANK
Sep 20, 2023	Personal Representative Deed, Transfer · Stand-Alone First Mortgage NORWAY SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2023 · Amount on File
Deed Sale	Sep 20, 2023 · Amount on File
Deed Book / Page	40371 / 91
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBAGO ME
Property Address	76 SEBAGO RD, SEBAGO, ME 04029-3727
Transaction Type	Mortgage
Record Updated	Nov 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0404140141
Date	Oct 12, 2023
Book Page	40414/141
Instrument	36725

Lender

Name	NORWAY SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2043

September 2023: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	SEBAGO ME
Recording Date	Sep 20, 2023
Property Address	76 SEBAGO RD, SEBAGO, ME 04029-3727
Document Number	0403710091
Book / Page	40371 / 91
Instrument Date	Sep 20, 2023
Instrument	33516
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	85 SEBAGO RD, SEBAGO, ME 04029-3712

Mortgage

Document Number	0000036725
Date	Sep 20, 2023
Instrument	36725

Lender

Name	NORWAY SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	242 Months
Due	Nov 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 76 Sebago Rd was $4,396, up 8.8% from the year before.

Source: Cumberland County and Sebago Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Sebago Town
Unified School District	Sebago Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,396.00 (+8.81%)	$296,198 (-) Land $187,400 Building $108,798
2024	$4,040.00 (+5.07%)	$296,198 (-) Land $187,400 Building $108,798
2023	$3,845.00 (+24.84%)	$296,198 (-) Land $187,400 Building $108,798
2022	$3,080.00	$296,198 Land $187,400 Building $108,798

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 76 Sebago Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2007)
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 76 Sebago Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sebago Fiber & WiFi Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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