76 Sako Ct, Bozeman, MT 59718 Property Records

Gallatin County property record for 76 Sako Ct, Bozeman, MT 59718

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,898 sqft · built 2013
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$905,000 (Jul 2020)
Tax Bill	$7,843 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Aug 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00RGF65195`

Property Details

APN / Parcel Number

Primary APN	`00RGF65195`
Alternative APNs	`06-0797-25-1-01-55-0000` `R796708`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,898 sqft Living Area
1st Floor Area	1,898 sqft
Basement Area	680 sqft
Finished Basement	680 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Terrain	Above Road/Slope
Garage Area	817 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	228 sqft
Deck Area	132 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Account Number	00RGF65195
Street Address	76 SAKO CT
City	BOZEMAN
State	MT
Zip	59718-8438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MINOR SUB 456, S25, T02 S, R04 E, LOT 2, ACRES 5
Legal Range	04E
Legal Township	02S
Legal Section	25
Legal Subdivision	MINOR SUB 456
Legal Lot Number	2
Jurisdiction	GALLATIN MT
Township / Civil Division	GALLATIN GATEWAY
Census Block Group	1
Census Block	1007
Census Tract	1200

Owner

76 Sako Ct is owned and occupied by two individuals who bought it in July 2020.

Source: Gallatin County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	76 SAKO CT, BOZEMAN, MT 59718-8438
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Deed of Trust, Mortgage · Line of Credit ROCKY MOUNTAIN CREDIT UNION
Aug 3, 2026	Deed of Trust, Mortgage · Line of Credit ROCKY MOUNTAIN CREDIT UNION
Jul 24, 2020	Warranty Deed, Transfer · Conventional Mortgage ROCKY MOUNTAIN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2020 · Amount on File
Deed Sale	Jul 24, 2020 · Amount on File
Prior Sale	Jun 26, 2013
Deed Document Number	20202690630
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Recording Date	Aug 20, 2026
Property Address	76 SAKO CT, BOZEMAN, MT 59718-8438
Document Number	0002884552
Instrument Date	Jul 29, 2026
Instrument	20262884552
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	76 SAKO CT, BOZEMAN, MT 59718-8438

Mortgage

Document Number	0002884552,
Date	Aug 20, 2026
Instrument	20262884552

Lender

Name	ROCKY MOUNTAIN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Aug 28, 2041

Interest

Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Recording Date	Aug 3, 2026
Property Address	76 SAKO CT, BOZEMAN, MT 59718-8438
Document Number	0002883129
Instrument Date	Jul 29, 2026
Instrument	20262883129
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	76 SAKO CT, BOZEMAN, MT 59718-8438

Mortgage

Document Number	0002883129,
Date	Aug 3, 2026
Instrument	20262883129

Lender

Name	ROCKY MOUNTAIN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Aug 28, 2041

Interest

Rate	5.79%
Max Rate	-1%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Jul 24, 2020
Property Address	76 SAKO CT, BOZEMAN, MT 59718-8438
Document Number	0002690630
Instrument Date	Jul 23, 2020
Instrument	2690630
Transaction Type	Transfer
Record Updated	Aug 10, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	76 SAKO CT, BOZEMAN, MT 59718-8438

Mortgage

Document Number	0002690631
Date	Jul 24, 2020
Instrument	2690631

Lender

Name	ROCKY MOUNTAIN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 76 Sako Ct was $7,843, down 2% from the year before.

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Elementary School District	Bozeman Elementary School District (PK - 08)
Secondary School District	Bozeman High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,843.00 (-1.97%)	$1,748,815 (-)	$1,748,815 (-) Land $815,775 Building $933,040
2025	$8,001.00	$1,748,815	$1,748,815 Land $815,775 Building $933,040
2023	$7,208.00	$1,463,905	$1,463,905 Land $474,655 Building $989,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 76 Sako Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Most Recent Claim	Jun 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 76 Sako Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.1% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Montana Opticom Fiber	1,000 / 1,000
SkyNet Communications Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisp West Fixed Wireless	200 / 100
CenturyLink DSL	140 / 20

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