76 S Sewalls Point Rd, Stuart, FL 34996 Property Records

Martin County property record for 76 S Sewalls Point Rd, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,841 sqft · built 1980
Lot Size	0.903 acres (39,335 sqft)
Owner	2 Individual Names on File
Last Sale	$2,900,000 (May 2026)
Tax Bill	$13,622 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`01-38-41-006-001-0002.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`01-38-41-006-001-0002.0-0-0000`
Alternative APNs	`01-38-41-006-001-00020-0` `138410060010002000000` `17643`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	4,841 sqft Living Area
Gross Area	5,241 sqft
1st Floor Area	3,891 sqft
Basement Area	480 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	39,335 sqft (0.903 acres)
Lot Dimensions	100 ft deep x 95 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	450 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	234 sqft
Deck Area	529 sqft
Patio Area	1,058 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	17643
Street Address	76 S SEWALLS POINT RD
City	STUART
State	FL
Zip	34996-6433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HOMEWOOD LOT 2 BLK A
Legal Range	41E
Legal Township	38S
Legal Section	1
Legal Subdivision	HOMEWOOD
Legal Block	A
Legal Lot Number	2
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1006
Census Tract	502

Owner

76 S Sewalls Point Rd is owned and occupied by two individuals who bought it in May 2026.

Source: Martin County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	76 S SEWALLS POINT RD, STUART, FL 34996-6433
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Warranty Deed, Transfer · Conventional Mortgage CITI NATIONAL BANK OF FLORIDA
May 8, 2026	Warranty Deed, Transfer · Conventional Mortgage NATIONAL BANK FLORIDA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2026 · Amount on File
Deed Sale	May 8, 2026 · Amount on File
Prior Sale	Jan 25, 1999 · Amount on File
Deed Document Number	20263185054
Deed Book / Page	3565 / 2146
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	May 8, 2026
Property Address	76 S SEWALLS POINT RD, STUART, FL 34996-6433
Document Number	0003185054
Book / Page	3565 / 2146
Instrument Date	May 7, 2026
Instrument	2026.3185054
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	SOUTHEAST FLORIDA LAWYERS TITLE, SOUTHEAST FLORIDA LAWYERS TITL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,050,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 S SEWALLS POINT RD, STUART, FL 34996-6433

Mortgage

Document Number	0003185055,
Date	May 8, 2026
Instrument	2026..3185055

Lender

Name	CITI NATIONAL BANK OF FLORIDA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	May 8, 2026
Property Address	76 S SEWALLS POINT RD, STUART, FL 34996-6433
Document Number	0035652146
Book / Page	3565 / 2146
Instrument Date	May 7, 2026
Instrument	20263185054
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	SOUTHEAST FLORIDA LAWYERS TITLE, SOUTHEAST FLORIDA LAWYERS TITL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,050,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 S SEWALLS POINT RD, STUART, FL 34996-6433

Mortgage

Document Number	0003185055,
Date	May 8, 2026
Instrument	20263185055

Lender

Name	NATIONAL BANK FLORIDA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 76 S Sewalls Point Rd was $13,622, down 0.7% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Sewall's Point Town
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,622.00 (-0.66%) Homeowner's exemption	$884,192	$1,725,200 Land $1,140,000 Building $585,200
2024	$13,713.00 (+1.89%)
2023	$13,459.00 (+3.16%) Additional exemption filed	$834,247 (+3%)	$1,721,850 (+19.61%) Land $1,140,000 Building $581,850
2022	$13,047.00 Homeowner's exemption	$809,949	$1,439,550 Land $997,500 Building $442,050

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 76 S Sewalls Point Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 179 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	179 in force
Nearby Flood Claims	110 (1982–2022)
Claims Outside the SFHA	9 of 110
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 92 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 76 S Sewalls Point Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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