St. Johns County property record for 76 Ruskin Dr, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,620 sqft · built 2019 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,111 (Jul 2019) |
| Tax Bill | $5,816 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000713-1900 |
| Primary APN | 000713-1900 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,620 sqft Living Area |
| Gross Area | 2,080 sqft |
| 1st Floor Area | 1,620 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,356 sqft (0.1 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 130 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 76 RUSKIN DR |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-9163 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 91/23-30 RIVERTOWN PARCEL 23 PHASE 1 LOT 190 OR4765/1170 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 39 |
| Legal Subdivision | RIVERTOWN PARCEL 23 PHASE 1 |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 190 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 20807 |
76 Ruskin Dr is owned and occupied by two individuals who bought it in July 2019.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 76 RUSKIN DR, SAINT JOHNS, FL 32259-9163 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 10, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Dec 27, 2021 | Deed of Trust, Mortgage · VA Mortgage BROKER SOLUTIONS INC |
| Apr 9, 2020 | Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Jul 25, 2019 | Special Warranty Deed, Transfer · VA Mortgage MATTAMY HOME FUNDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2019 · Amount on File |
| Deed Sale | Jul 25, 2019 · Amount on File |
| Deed Document Number | 201953779 |
| Deed Book / Page | 4765 / 1170 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 10, 2026 |
| Property Address | 76 RUSKIN DR, SAINT JOHNS, FL 32259-9163 |
| Document Number | 0000059030 |
| Book / Page | 6399 / 195 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 202659030 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 76 RUSKIN DR, SAINT JOHNS, FL 32259-9163 |
| Document Number | 0000059030, |
|---|---|
| Date | Jul 10, 2026 |
| Book Page | 6399/195 |
| Instrument | 202659030 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 27, 2046 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 76 RUSKIN DR, SAINT JOHNS, FL 32259-9163 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 76 RUSKIN DR, SAINT AUGUSTINE, FL 32095 |
| Document Number | 0054531430 |
|---|---|
| Date | Dec 27, 2021 |
| Book Page | 5453/1430 |
| Instrument | 2021139104 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 76 RUSKIN DR, SAINT JOHNS, FL 32259-9163 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | POWERHOUSE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0049190888 |
|---|---|
| Date | Apr 9, 2020 |
| Book Page | 4919/888 |
| Instrument | 2020027902 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 25, 2019 |
| Property Address | 76 RUSKIN DR, SAINT JOHNS, FL 32259-9163 |
| Document Number | 0047651170 |
| Book / Page | 4765 / 1170 |
| Map Reference | MB 91 PG 23-30 |
| Instrument Date | Jul 19, 2019 |
| Instrument | 2019053779 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | LLCSHEFFIELD & BOATRIGHT TTL |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,926.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7800 BELFORT PKWY, 7800, JACKSONVILLE, FL 32256-6941 |
| Name | Verified Name |
|---|---|
| Address | 76 RUSKIN DR, SAINT JOHNS, FL 32259-9163 |
| Document Number | 0047651171 |
|---|---|
| Date | Jul 25, 2019 |
| Instrument | 4765/1171 |
| Name | MATTAMY HOME FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
The 2025 property tax bill for 76 Ruskin Dr was $5,816 with a homeowner's exemption, up 9.9% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $264,108 (+2.7%) | $342,861 (+1.69%) Land $90,000 Building $252,861 | |
| 2025 | $5,816.00 (+9.92%) Homeowner's exemption | $257,165 (+2.9%) | $337,176 (-2.78%) Land $95,000 Building $242,176 |
| 2024 | $5,291.00 (+2.18%) Homeowner's exemption | $249,917 (+3%) | $346,801 (-4.37%) Land $95,000 Building $251,801 |
| 2023 | $5,178.00 (+1.97%) Homeowner's exemption | $242,638 (+3%) | $362,651 (+25.46%) Land $95,000 Building $267,651 |
| 2022 | $5,078.00 Homeowner's exemption | $235,571 | $289,067 Land $78,400 Building $210,667 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 76 Ruskin Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 189 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 189 in force |
| Nearby Flood Claims | 4 (1997–2017) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 76 Ruskin Dr is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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