Essex County and Swampscott Town property record for 76 Roy St, Swampscott, MA 01907
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,974 sqft · built 1895 |
| Lot Size | 0.122 acres (5,319 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $135,000 (Nov 1997) |
| Tax Bill | $8,148 (2026) |
| Deeds & Mortgages | Aug 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | SWAM M:0007 B:0095 L:0 |
| Primary APN | SWAM M:0007 B:0095 L:0 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,974 sqft Living Area |
| Gross Area | 3,078 sqft |
| Basement Area | 342 sqft |
| Unfinished Basement | 342 sqft |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,319 sqft (0.122 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 76 ROY ST |
|---|---|
| City | SWAMPSCOTT |
| State | MA |
| Zip | 01907-1054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A3 |
| Legal Block | 95 |
| Jurisdiction | SWAMPSCOTT MA |
| Township / Civil Division | SWAMPSCOTT |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 202103 |
Source: Essex County and Swampscott Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 76 ROY ST, SWAMPSCOTT, MA 01907-1054 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 1997 · Amount on Record |
| Deed Sale | Nov 21, 1997 · Amount on Record |
| Deed Document Number | 1997 |
| Deed Book / Page | 14443 / 125 |
| Last Transfer Date | Aug 26, 2026 |
| Transfer Doc | 0000003220 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SWAMPSCOTT MA |
| Recording Date | Aug 26, 2026 |
| Property Address | 76 ROY ST, SWAMPSCOTT, MA 01907-1054 |
| Document Number | 0000003220 |
| Book / Page | 43592 / 558 |
| Instrument Date | Aug 26, 2026 |
| Instrument | 20263220 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 76 ROY ST, SWAMPSCOTT, MA 01907-1054 |
Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Swampscott Town |
| Unified School District | Swampscott School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,148.00 (+7.78%) | $679,000 (+3.02%) Land $237,100 Building $441,900 | $724,207 (+40.16%) |
| 2025 | $7,560.00 (+10.74%) | $659,100 (+13.34%) Land $237,100 Building $422,000 | $516,705 |
| 2023 | $6,827.00 | $581,500 Land $209,100 Building $372,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
May also be available: T-Mobile.
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