Schenectady County and Schenectady City property record for 76 Roosevelt Ave, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,041 sqft · built 1920 |
| Lot Size | 0.122 acres (5,320 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $170,000 (May 2023) |
| Tax Bill | $4,129 (2026) |
| Deeds & Mortgages | May 2023 Second Mortgage May 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.38-1-4 |
| Primary APN | 421500 60.38-1-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,041 sqft Living Area |
| 1st Floor Area | 760 sqft |
| Upper Floors Area | 281 sqft |
| Attic | Attic |
| Attic Area | 281 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,320 sqft (0.122 acres) |
| Lot Dimensions | 133 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 188 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 76 ROOSEVELT AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 1 WOOD & GARAGE |
| Legal Block | 1 |
| Legal Lot Number | 4.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 21802 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 76 ROOSEVELT AVE, SCHENECTADY, NY 12304-1826 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SUNMARK FCU |
| May 11, 2023 | Warranty Deed, Transfer · Conventional Mortgage SUNMARK FCU |
| Oct 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Jan 7, 2019 | Deed, Transfer · Conventional Mortgage CAPITAL COMMUNICATIONS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2023 · Amount on Record |
| Deed Sale | May 11, 2023 · Amount on Record |
| Prior Sale | Oct 14, 2021 · Amount on Record |
| Deed Document Number | 202327086 |
| Deed Book / Page | 2107 / 650 |
| Prior Transfer Date | Jul 24, 2015 |
| Prior Transfer Doc | 0000035170 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 76 ROOSEVELT AVE, SCHENECTADY, NY 12304-1826 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2023 |
| Title Company | FORD & REALE TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 4B WOODCLIFFE DR, CLIFTON PARK, NY 12065-1912 |
| Document Number | 0000027088 |
|---|---|
| Date | May 11, 2023 |
| Book Page | 5303/804 |
| Instrument | 202327088 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 11, 2023 |
| Property Address | 76 ROOSEVELT AVE, SCHENECTADY, NY 12304-1826 |
| Document Number | 0000027086 |
| Book / Page | 2107 / 650 |
| Instrument Date | Apr 28, 2023 |
| Instrument | 202327086 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | FORD & REALE TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $680.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 76 ROOSEVELT AVE, SCHENECTADY, NY 12304-1826 |
| Name | Verified Name |
|---|---|
| Address | 4B WOODDIFFE DR, CLIFTON PARK, NY 12065 |
| Document Number | 0000027087 |
|---|---|
| Date | May 11, 2023 |
| Instrument | 202327087 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 14, 2021 |
| Property Address | 76 ROOSEVELT AVE, SCHENECTADY, NY 12304-1826 |
| Document Number | 0000051152 |
| Book / Page | 2069 / 255 |
| Instrument Date | Oct 4, 2021 |
| Instrument | 202151152 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $588.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 76 ROOSEVELT AVE, 76, SCHENECTADY, NY 12304-1826 |
| Name | Verified Name |
|---|---|
| Address | 114 150TH AVE # 30, 30, JAMAICA, NY 11430 |
| Document Number | 0000051153 |
|---|---|
| Date | Oct 14, 2021 |
| Instrument | 202151153 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 7, 2019 |
| Property Address | 76 ROOSEVELT AVE, SCHENECTADY, NY 12304-1826 |
| Document Number | 0000000607 |
| Book / Page | 2003 / 202 |
| Instrument Date | Dec 31, 2018 |
| Instrument | 201900607 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $336.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1122 CLUTE CREST LN, 1122, SCHENECTADY, NY 12309-4954 |
| Name | Verified Name |
|---|---|
| Address | 19A OLD HICKORY DR APT 1B, 1B, ALBANY, NY 12204-1146 |
| Document Number | 0000000608 |
|---|---|
| Date | Jan 7, 2019 |
| Instrument | 201900608 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2049 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,129.00 (+1.62%) Disabled Person's exemption Veteran's exemption | ||
| 2025 | $4,063.00 (+7.23%) | $127,900 (-) Land $11,200 Building $116,700 | $211,790 (+30.82%) Land $18,546 Building $193,244 |
| 2023 | $127,900 (-) Land $11,200 Building $116,700 | $161,899 (+3.8%) Land $14,177 Building $147,722 | |
| 2022 | $127,900 Land $11,200 Building $116,700 | $155,976 Land $13,659 Building $142,317 | |
| 2021 | $3,789.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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