76 River St, #B, Old Saybrook, CT 06475 Property Records

Old Saybrook Town property record for 76 River St, #B, Old Saybrook, CT 06475

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,136 sqft · built 1974
Lot Size1.06 acres (46,174 sqft)
Owner2 Individual Names on File
Last Sale$700,000 (Aug 2024)
Tax Bill$6,809 (2025)
Deeds & MortgagesAug 2024 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN530100

Property Details

APN / Parcel Number

Primary APN530100
Alternative APN
  • OSAY M:049 B:023 L:1

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,136 sqft Living Area
Gross Area4,942 sqft
1st Floor Area1,082 sqft
Basement Area768 sqft
Unfinished Basement768 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area46,174 sqft (1.06 acres)
Deck AreaDeck Area
Boat AccessBoat Access

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number530100
Street Address76 RIVER ST, B
CityOLD SAYBROOK
StateCT
Zip06475-1513
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal Block23
Legal Lot Number1
JurisdictionOLD SAYBROOK CT
Township / Civil DivisionOLD SAYBROOK
Census Block Group1
Census Block1006
Census Tract670200

Owner

76 River St, #B is owned and occupied by two individuals who bought it in August 2024.

Source: Old Saybrook Town records, as of June 25, 2026

Owner of Record2 Individual Names on File
Mailing Address76 RIVER ST, B, OLD SAYBROOK, CT 06475-1513
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 5, 2024 · Amount on File
Deed SaleAug 5, 2024 · Amount on File
Prior SaleOct 22, 2004 · Amount on File
Deed Book / Page692 / 856
Record UpdatedSep 20, 2026

August 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOLD SAYBROOK CT
Recording DateAug 5, 2024
Property Address76 RIVER ST # B, B, OLD SAYBROOK, CT 06475-1513
Document Number000692-856
Book / Page692 / 856
Instrument DateAug 1, 2024
Transaction TypeTransfer
Record UpdatedAug 29, 2024

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
InvestorPossibly a Property Investor

Mortgage

Document Number0000692859
DateAug 5, 2024
Instrument692/859
Lender
NameLIBERTY BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate6.38%
Type Change DateAug 1, 2031
Max Rate At Change2.75%
IndexOther

Tax Assessment & Valuation

The 2025 property tax bill for 76 River St, #B was $6,809.

Source: Old Saybrook Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionOld Saybrook Town
Unified School DistrictOld Saybrook School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,809.00$439,300 Land $116,400 Building $322,900$307,510 Land $81,480 Building $226,030
2024$6,809.00 (+12.75%)
2023$6,039.00 (+1.84%)$295,300 (-) Land $83,500 Building $211,800
2022$5,930.00$295,300 Land $83,500 Building $211,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 76 River St, #B in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 76 River St, #B is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 92% of Connecticut
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCTWC - SHORELINE REGION-GUILFORD SYSTEM
private · serves 33,975 people · EPA ID CT0608011
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Frontier, GoNetspeed.

Nearby Properties on River St

Nearby Streets

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