St. Lawrence County and Hammond Town property record for 76 River Rd, Hammond, NY 13646
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,012 sqft · built 1856 |
| Lot Size | 4.5 acres (196,020 sqft) |
| Owner | Individual Name on File |
| Last Sale | $134,300 (Jan 2016) |
| Tax Bill | $3,760 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Apr 2021 Mortgage + 1 more |
| APN | 404289 111.003-6-18 |
| Primary APN | 404289 111.003-6-18 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,012 sqft Living Area |
| 1st Floor Area | 1,150 sqft |
| Year Built | Built 1856 |
|---|---|
| Effective Year Built | Effective 1856 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 196,020 sqft (4.5 acres) |
| Lot Width | 299 ft Width |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Pool Area | 521 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 404289 111.003-6-18 |
|---|---|
| Street Address | 76 RIVER RD |
| City | HAMMOND |
| State | NY |
| Zip | 13646-3238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Subdivision | TOWN OF HAMMOND |
| Legal Block | 6 |
| Legal Lot Number | 18.000 |
| Jurisdiction | ST LAWRENCE NY |
| Township / Civil Division | HAMMOND |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 492900 |
76 River Rd is owned and occupied by an individual who bought it in January 2016.
Source: St. Lawrence County and Hammond Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 76 RIVER RD, HAMMOND, NY 13646-3238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Mar 12, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 8, 2016 · Amount on File |
| Deed Sale | Jan 8, 2016 · Amount on File |
| Prior Sale | Jul 8, 2014 · Amount on File |
| Deed Document Number | 2016208 |
| Prior Transfer Date | Jun 6, 2014 |
| Prior Transfer Doc | 0000009077 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LAWRENCE NY |
| Recording Date | May 27, 2026 |
| Property Address | 76 RIVER RD, HAMMOND, NY 13646-3238 |
| Document Number | 0000006338 |
| Instrument Date | May 18, 2026 |
| Instrument | 20266338 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 76 RIVER RD, HAMMOND, NY 13646-3238 |
| Document Number | 0000006338, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 20266338 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LAWRENCE NY |
| Property Address | 76 RIVER RD, HAMMOND, NY 13646-3238 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 76 RIVER RD, HAMMOND, NY 13646-3238 |
| Document Number | 0000004506 |
|---|---|
| Date | Apr 8, 2021 |
| Instrument | R-2021-00004506 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LAWRENCE NY |
| Property Address | 76 RIVER RD, HAMMOND, NY 13646-3238 |
| Document Number | 0000003046 |
| Instrument Date | Mar 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 76 RIVER RD HAMMOND NY 136463238, HAMMOND, NY 13646-3238 |
| Document Number | 0000003046 |
|---|---|
| Date | Mar 21, 2019 |
| Instrument | 3046 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 20, 2049 |
The 2026 property tax bill for 76 River Rd was $3,760, up 2.6% from the year before.
Source: St. Lawrence County and Hammond Town assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | New York |
| County | St. Lawrence County |
| County Subdivision | Hammond Town |
| Unified School District | Hammond Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,760.00 (+2.56%) | ||
| 2025 | $3,666.00 | $135,000 Land $28,000 Building $107,000 | $182,432 Land $37,838 Building $144,594 |
| 2023 | $135,000 (-) Land $28,000 Building $107,000 | $168,750 (+8.75%) Land $35,000 Building $133,750 | |
| 2022 | $135,000 Land $28,000 Building $107,000 | $155,172 Land $32,184 Building $122,988 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 76 River Rd; 1 flood insurance policy is in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 76 River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Castle Cable TV Fiber | 1,000 / 500 |
| Starlink Satellite | 280 / 30 |
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