76 Ridge Rd, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 76 Ridge Rd, Smithtown, NY 11787

Property Summary

Property Type	Single Family Home
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Tax Bill	$12,975 (2024)
Deeds & Mortgages	Aug 2023 Refinance Mar 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`473489 71.-1-69`

Property Details

APN / Parcel Number

Primary APN	`473489 71.-1-69`
Alternative APNs	`0800-071.00-01.00-069.000` `348907100000010690000000` `47340017631` `S130027`

Exterior

Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Account Number	S130027
Street Address	76 RIDGE RD
City	SMITHTOWN
State	NY
Zip	11787-2506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10-388376 TC-69 *3743 LOT 27 HOUSE BEAUTIFUL SMTOWN SE
Legal Block	1
Legal Lot Number	69
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	2
Census Block	2004
Census Tract	135104

Owner

76 Ridge Rd is owned and occupied by two individuals who acquired it in February 2023.

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	76 RIDGE RD, SMITHTOWN, NY 11787-2506
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BETHPAGE FCU
Mar 9, 2023	Deed, Transfer
Feb 23, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 2, 2023
Transfer Doc	0131920563
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	76 RIDGE RD, SMITHTOWN, NY 11787-2506
Transaction Type	Mortgage
Record Updated	Mar 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0235240814
Date	Aug 1, 2023
Book Page	23524/814

Lender

Name	BETHPAGE FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Sep 1, 2052

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Mar 9, 2023
Property Address	76 RIDGE RD, SMITHTOWN, NY 11787-2506
Document Number	0131920563
Book / Page	13192 / 563
Instrument Date	Feb 2, 2023
Transaction Type	Transfer
Record Updated	Feb 6, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	11 LEARY LN, NESCONSET, NY 11767-1809

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Feb 23, 2023
Property Address	76 RIDGE RD, SMITHTOWN, NY 11787-2506
Document Number	0131900608
Book / Page	13190 / 608
Instrument Date	Feb 1, 2023
Transaction Type	Transfer
Record Updated	Feb 6, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 LEARY LN, NESCONSET, NY 11767-1809

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Smithtown Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$5,135 Land $300 Building $4,835	$641,875 Land $37,500 Building $604,375
2024	$12,975.00
2023		$5,135 (-) Land $300 Building $4,835	$5,902 (+12.63%) Land $345 Building $5,557
2022	Homeowner's exemption Senior Citizen's exemption Veteran's exemption	$5,135 Land $300 Building $4,835	$5,240 Land $306 Building $4,934

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 76 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1979–1980)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Apr 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 76 Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTOWN WATER DISTRICT serves 19,635 people · EPA ID NY5105656
Water Source	Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY
Last State Inspection	Dec 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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